Warde 3016000 west nile virus antibody igg at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$40.11

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$105.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.04 with United vs $51.00 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Navigate $6.04 ↓ -85%
United Commercial|Options PPO $8.63 ↓ -78%
United Commercial|All Other Plans $8.63 ↓ -78%
United Commercial|DignityHealthEmployee $9.69 ↓ -76%
Mercy Care Plan Medicare|All Plans $14.39 ↓ -64%
Aetna Medicare|All Plans $14.39 ↓ -64%
Mercy Care Plan Medicaid|All Plans $14.39 ↓ -64%
First Health Medicare|All Plans $14.39 ↓ -64%
BCBS - AZ Medicare|All Plans $14.39 ↓ -64%
Humana Medicare|All Plans $14.39 ↓ -64%
Optum Medicare|OptumCare $14.39 ↓ -64%
Care 1st Medicare|All Plans $14.39 ↓ -64%
United Medicare|All Other Plans $14.39 ↓ -64%
United Medicare|Dual Complete $14.39 ↓ -64%
Health Choice Medicare|All Plans $14.39 ↓ -64%
Health Choice Medicaid|All Plans $14.39 ↓ -64%
Cigna Medicare|All Plans $14.39 ↓ -64%
United Medicaid|All Plans $14.75 ↓ -63%
Optum Medicare|OptumHealth $15.83 ↓ -61%
Optum Commercial|OptumHealth $23.97 ↓ -40%
Cigna Commercial|LifeSource $28.05 ↓ -30%
Cigna Commercial|Exchange $29.92 ↓ -25%
Other Commercial|NTN $30.60 ↓ -24%
Cigna Commercial|LocalPlus SureFit $31.98 ↓ -20%
LifeTrac Commercial|All Plans $33.15 ↓ -17%
Health Net Commercial|Interlink $35.70 ↓ -11%
First Health Commercial|All Plans $35.70 ↓ -11%
MultiPlan Commercial|All Plans $40.29 ↑ +0%
Cigna Commercial|All Other Plans $42.08 ↑ +5%
Aetna Commercial|All Plans $45.32 ↑ +13%
BCBS - AZ Commercial|Neighborhood $49.56 ↑ +24%
BCBS - AZ Commercial|MaricopaFocus $49.56 ↑ +24%
BCBS - AZ Commercial|All Other Plans $51.00 ↑ +27%
BCBS - AZ Commercial|Workers Comp $51.00 ↑ +27%

Visitor-reported prices

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Warde 3016000 west nile virus antibody igg at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $13.68 $14.39 – $54.00
Banner Estrella Medical Center Phoenix $17.64 $14.39 – $54.00
Arizona General Hospital Laveen Phoenix $59.54 $8.63 – $70.07
Mercy Gilbert Medical Center Gilbert $14.16 $8.06 – $44.33
Banner University Medical Center Tucson Tucson $15.48 $14.39 – $57.60
Banner University Medical Center South Tucson $9.79 $14.39 – $57.60
Banner Baywood Medical Center Mesa $12.10 $14.39 – $54.00
Banner Boswell Medical Center Sun City $13.18 $14.39 – $57.60

All Arizona hospitals for this procedure →