Ventilator initial day at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,849.27

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,841.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$95.13 with United vs $1,744.32 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $95.13 ↓ -95%
Health Choice Medicaid|All Plans $95.13 ↓ -95%
BCBS - AZ Commercial|Neighborhood $386.89 ↓ -79%
BCBS - AZ Commercial|MaricopaFocus $386.89 ↓ -79%
United Commercial|DignityHealthEmployee $419.52 ↓ -77%
United Commercial|Navigate $444.00 ↓ -76%
BCBS - AZ Commercial|All Other Plans $515.85 ↓ -72%
United Commercial|All Other Plans $521.00 ↓ -72%
United Commercial|Options PPO $545.00 ↓ -71%
Cigna Commercial|Exchange $640.32 ↓ -65%
Cigna Commercial|LocalPlus SureFit $684.48 ↓ -63%
United Medicare|Dual Complete $687.60 ↓ -63%
Care 1st Medicare|All Plans $704.61 ↓ -62%
Health Choice Medicare|All Plans $704.61 ↓ -62%
United Medicare|All Other Plans $704.61 ↓ -62%
Mercy Care Plan Medicaid|All Plans $704.61 ↓ -62%
Cigna Medicare|All Plans $704.61 ↓ -62%
First Health Medicare|All Plans $704.61 ↓ -62%
Mercy Care Plan Medicare|All Plans $704.61 ↓ -62%
Aetna Medicare|All Plans $704.61 ↓ -62%
Optum Medicare|OptumCare $704.61 ↓ -62%
Humana Medicare|All Plans $704.61 ↓ -62%
BCBS - AZ Medicare|All Plans $704.61 ↓ -62%
Devoted Health Medicare|All Plans $725.75 ↓ -61%
BCBS - AZ Commercial|Workers Comp $764.53 ↓ -59%
Optum Medicare|OptumHealth $775.07 ↓ -58%
Cigna Commercial|All Other Plans $905.28 ↓ -51%
Optum Commercial|OptumHealth $1,037.76 ↓ -44%
Cigna Commercial|LifeSource $1,214.40 ↓ -34%
Other Commercial|NTN $1,324.80 ↓ -28%
LifeTrac Commercial|All Plans $1,435.20 ↓ -22%
First Health Commercial|All Plans $1,457.28 ↓ -21%
Health Net Commercial|Interlink $1,545.60 ↓ -16%
MultiPlan Commercial|All Plans $1,744.32 ↓ -6%

Visitor-reported prices

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Ventilator initial day at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $735.07 $207.42 – $2,841.75
Banner Estrella Medical Center Phoenix $742.64 $351.81 – $2,841.75
Arizona General Hospital Laveen Phoenix $627.69 $95.13 – $2,239.40
Mercy Gilbert Medical Center Gilbert $972.93 $95.13 – $1,702.47
Banner University Medical Center Tucson Tucson $402.62 $351.81 – $1,571.20
Banner University Medical Center South Tucson $402.62 $320.38 – $1,571.20
Banner Baywood Medical Center Mesa $875.26 $351.81 – $2,841.75
Banner Boswell Medical Center Sun City $780.53 $351.81 – $3,031.20

All Arizona hospitals for this procedure →