Urea nitrogen 24 hour urine at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$59.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$156.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.34 with United vs $123.24 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Navigate $2.34 ↓ -96%
United Commercial|Options PPO $3.34 ↓ -94%
United Commercial|All Other Plans $3.34 ↓ -94%
Care 1st Medicare|All Plans $5.56 ↓ -91%
Aetna Medicare|All Plans $5.56 ↓ -91%
Mercy Care Plan Medicare|All Plans $5.56 ↓ -91%
First Health Medicare|All Plans $5.56 ↓ -91%
Health Choice Medicaid|All Plans $5.56 ↓ -91%
Humana Medicare|All Plans $5.56 ↓ -91%
Optum Medicare|OptumCare $5.56 ↓ -91%
United Medicare|All Other Plans $5.56 ↓ -91%
United Medicare|Dual Complete $5.56 ↓ -91%
Mercy Care Plan Medicaid|All Plans $5.56 ↓ -91%
Cigna Medicare|All Plans $5.56 ↓ -91%
BCBS - AZ Medicare|All Plans $5.56 ↓ -91%
Health Choice Medicare|All Plans $5.56 ↓ -91%
United Medicaid|All Plans $5.70 ↓ -90%
Optum Medicare|OptumHealth $6.12 ↓ -90%
Cigna Commercial|Exchange $11.55 ↓ -81%
Cigna Commercial|LocalPlus SureFit $12.35 ↓ -79%
Cigna Commercial|All Other Plans $16.25 ↓ -73%
Aetna Commercial|All Plans $17.50 ↓ -71%
BCBS - AZ Commercial|MaricopaFocus $19.16 ↓ -68%
BCBS - AZ Commercial|Neighborhood $19.16 ↓ -68%
BCBS - AZ Commercial|All Other Plans $25.55 ↓ -57%
United Commercial|DignityHealthEmployee $29.64 ↓ -50%
BCBS - AZ Commercial|Workers Comp $37.70 ↓ -37%
Optum Commercial|OptumHealth $73.32 ↑ +23%
Cigna Commercial|LifeSource $85.80 ↑ +44%
Other Commercial|NTN $93.60 ↑ +57%
LifeTrac Commercial|All Plans $101.40 ↑ +70%
Health Net Commercial|Interlink $109.20 ↑ +83%
First Health Commercial|All Plans $109.20 ↑ +83%
MultiPlan Commercial|All Plans $123.24 ↑ +107%

Visitor-reported prices

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Urea nitrogen 24 hour urine at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $8.32 $5.56 – $39.00
Banner Estrella Medical Center Phoenix $8.22 $5.56 – $39.00
Arizona General Hospital Laveen Phoenix $34.58 $3.33 – $123.37
Mercy Gilbert Medical Center Gilbert $35.92 $3.12 – $17.13
Banner University Medical Center Tucson Tucson $8.42 $5.56 – $41.60
Banner University Medical Center South Tucson $8.11 $5.56 – $41.60
Banner Baywood Medical Center Mesa $6.60 $5.56 – $39.00
Banner Behavioral Health Hospital Scottsdale $30.47 $5.56 – $36.40

All Arizona hospitals for this procedure →