Unlisted transfusion med px at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$261.67

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$685.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.92 with United vs $541.15 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Navigate $11.92 ↓ -95%
United Commercial|All Other Plans $17.02 ↓ -93%
United Commercial|Options PPO $17.02 ↓ -93%
United Medicaid|All Plans $18.34 ↓ -93%
Health Choice Medicaid|All Plans $18.34 ↓ -93%
United Medicare|Dual Complete $25.47 ↓ -90%
Care 1st Medicare|All Plans $26.10 ↓ -90%
Humana Medicare|All Plans $26.10 ↓ -90%
Optum Medicare|OptumCare $26.10 ↓ -90%
Aetna Medicare|All Plans $26.10 ↓ -90%
First Health Medicare|All Plans $26.10 ↓ -90%
United Medicare|All Other Plans $26.10 ↓ -90%
Cigna Medicare|All Plans $26.10 ↓ -90%
BCBS - AZ Medicare|All Plans $26.10 ↓ -90%
Health Choice Medicare|All Plans $26.10 ↓ -90%
Mercy Care Plan Medicaid|All Plans $26.10 ↓ -90%
Mercy Care Plan Medicare|All Plans $26.10 ↓ -90%
Devoted Health Medicare|All Plans $26.88 ↓ -90%
Optum Medicare|OptumHealth $28.71 ↓ -89%
Cigna Commercial|Exchange $51.90 ↓ -80%
Cigna Commercial|LocalPlus SureFit $55.47 ↓ -79%
Cigna Commercial|All Other Plans $72.99 ↓ -72%
United Commercial|DignityHealthEmployee $130.15 ↓ -50%
BCBS - AZ Commercial|Neighborhood $201.63 ↓ -23%
BCBS - AZ Commercial|MaricopaFocus $201.63 ↓ -23%
Aetna Commercial|PPO $267.15 ↑ +2%
Aetna Commercial|HMO $267.15 ↑ +2%
Aetna Commercial|All Other Plans $267.15 ↑ +2%
BCBS - AZ Commercial|All Other Plans $268.84 ↑ +3%
Optum Commercial|OptumHealth $321.95 ↑ +23%
Aetna Commercial|All Plans $363.05 ↑ +39%
Cigna Commercial|LifeSource $376.75 ↑ +44%
BCBS - AZ Commercial|Workers Comp $398.44 ↑ +52%
Other Commercial|NTN $411.00 ↑ +57%
LifeTrac Commercial|All Plans $445.25 ↑ +70%
First Health Commercial|All Plans $452.10 ↑ +73%
Health Net Commercial|Interlink $479.50 ↑ +83%
MultiPlan Commercial|All Plans $541.15 ↑ +107%

Visitor-reported prices

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Unlisted transfusion med px at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $46.10 $17.81 – $43.06
Banner Estrella Medical Center Phoenix $69.41 $17.81 – $43.06
Arizona General Hospital Laveen Phoenix $158.47 $17.02 – $565.37
Mercy Gilbert Medical Center Gilbert $178.35 $18.34 – $558.25
Banner University Medical Center Tucson Tucson $54.94 $17.23 – $43.06
Banner University Medical Center South Tucson $47.44 $17.23 – $43.06
Banner Baywood Medical Center Mesa $155.71 $17.81 – $44.28
Banner Boswell Medical Center Sun City $43.15 $17.81 – $43.06

All Arizona hospitals for this procedure →