Unlisted procedure microbiology at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$3,132.02
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$8,199.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$73.57 with Cigna vs $734.70 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | Commercial|Exchange | $73.57 | ↓ -98% |
| Cigna | Commercial|LocalPlus SureFit | $78.63 | ↓ -97% |
| BCBS - AZ | Commercial|Neighborhood | $97.18 | ↓ -97% |
| BCBS - AZ | Commercial|MaricopaFocus | $97.18 | ↓ -97% |
| Cigna | Commercial|All Other Plans | $103.46 | ↓ -97% |
| BCBS - AZ | Commercial|All Other Plans | $129.58 | ↓ -96% |
| United | Medicaid|All Plans | $130.20 | ↓ -96% |
| United | Commercial|DignityHealthEmployee | $176.70 | ↓ -94% |
| BCBS - AZ | Commercial|Workers Comp | $191.21 | ↓ -94% |
| Optum | Commercial|OptumHealth | $437.10 | ↓ -86% |
| United | Commercial|All Other Plans | $465.00 | ↓ -85% |
| United | Commercial|Navigate | $465.00 | ↓ -85% |
| United | Commercial|Options PPO | $465.00 | ↓ -85% |
| Aetna | Commercial|All Plans | $492.90 | ↓ -84% |
| Cigna | Commercial|LifeSource | $511.50 | ↓ -84% |
| Other | Commercial|NTN | $558.00 | ↓ -82% |
| LifeTrac | Commercial|All Plans | $604.50 | ↓ -81% |
| First Health | Commercial|All Plans | $651.00 | ↓ -79% |
| Health Net | Commercial|Interlink | $651.00 | ↓ -79% |
| MultiPlan | Commercial|All Plans | $734.70 | ↓ -77% |
Visitor-reported prices
Comments
Unlisted procedure microbiology at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Arizona General Hospital Laveen | Phoenix | $229.46 | $58.48 – $610.30 |
| Mercy Gilbert Medical Center | Gilbert | $185.00 | $72.00 – $579.04 |
| Banner University Medical Center Tucson | Tucson | $736.87 | $68.97 – $2,519.20 |
| Yavapai Regional Medical Center (East) | Prescott | $1,101.13 | $207.76 – $1,409.80 |
| Arizona General Hospital Mesa | Mesa | $247.50 | $58.48 – $610.30 |
| Chandler Regional Medical Center | Chandler | $201.54 | $72.00 – $631.68 |