Transcatheter bx s&i at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$955.39
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,501.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$68.37 with United vs $2,326.77 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|All Plans | $68.37 | ↓ -93% |
| BCBS - AZ | Commercial|Neighborhood | $101.41 | ↓ -89% |
| BCBS - AZ | Commercial|MaricopaFocus | $101.41 | ↓ -89% |
| BCBS - AZ | Commercial|All Other Plans | $135.21 | ↓ -86% |
| BCBS - AZ | Commercial|Workers Comp | $199.52 | ↓ -79% |
| United | Commercial|DignityHealthEmployee | $475.19 | ↓ -50% |
| Optum | Commercial|OptumHealth | $1,175.47 | ↑ +23% |
| Cigna | Commercial|LifeSource | $1,375.55 | ↑ +44% |
| Other | Commercial|NTN | $1,500.60 | ↑ +57% |
| LifeTrac | Commercial|All Plans | $1,625.65 | ↑ +70% |
| Health Net | Commercial|Interlink | $1,750.70 | ↑ +83% |
| First Health | Commercial|All Plans | $1,750.70 | ↑ +83% |
| MultiPlan | Commercial|All Plans | $1,975.79 | ↑ +107% |
| Aetna | Commercial|All Plans | $2,326.77 | ↑ +144% |
Visitor-reported prices
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Transcatheter bx s&i at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $531.29 | $39.34 – $1,413.00 |
| Banner Estrella Medical Center | Phoenix | $491.72 | $101.12 – $1,413.00 |
| Mercy Gilbert Medical Center | Gilbert | $773.43 | $68.37 – $3,144.00 |
| Banner University Medical Center Tucson | Tucson | $468.90 | $86.27 – $1,250.40 |
| Banner University Medical Center South | Tucson | $481.40 | $60.76 – $1,250.40 |
| Banner Baywood Medical Center | Mesa | $542.59 | $101.12 – $1,413.00 |
| Banner Boswell Medical Center | Sun City | $459.70 | $77.21 – $1,507.20 |
| Banner Casa Grande Medical Center | Casa Grande | $405.06 | $59.22 – $1,413.00 |