Transcath closure of vsd at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$13,464.74

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$35,248.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,346.79 with United vs $111,750.70 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $1,346.79 ↓ -90%
United Commercial|DignityHealthEmployee $6,697.12 ↓ -50%
Cigna Commercial|Exchange $10,296.00 ↓ -24%
Cigna Commercial|LocalPlus SureFit $11,022.00 ↓ -18%
Connected Care Commercial|Intel $11,574.00 ↓ -14%
Cigna Commercial|All Other Plans $14,502.00 ↑ +8%
Optum Commercial|OptumHealth $16,566.56 ↑ +23%
United Medicare|Dual Complete $18,676.43 ↑ +39%
Care 1st Medicare|All Plans $19,138.63 ↑ +42%
Humana Medicare|All Plans $19,138.63 ↑ +42%
Optum Medicare|OptumCare $19,138.63 ↑ +42%
Aetna Medicare|All Plans $19,138.63 ↑ +42%
First Health Medicare|All Plans $19,138.63 ↑ +42%
United Medicare|All Other Plans $19,138.63 ↑ +42%
Cigna Medicare|All Plans $19,138.63 ↑ +42%
BCBS - AZ Medicare|All Plans $19,138.63 ↑ +42%
Health Choice Medicaid|All Plans $19,138.63 ↑ +42%
Health Choice Medicare|All Plans $19,138.63 ↑ +42%
Mercy Care Plan Medicaid|All Plans $19,138.63 ↑ +42%
Mercy Care Plan Medicare|All Plans $19,138.63 ↑ +42%
Cigna Commercial|LifeSource $19,386.40 ↑ +44%
Optum Medicare|OptumHealth $21,052.49 ↑ +56%
Other Commercial|NTN $21,148.80 ↑ +57%
LifeTrac Commercial|All Plans $22,911.20 ↑ +70%
First Health Commercial|All Plans $24,673.60 ↑ +83%
Health Net Commercial|Interlink $24,673.60 ↑ +83%
MultiPlan Commercial|All Plans $27,845.92 ↑ +107%
BCBS - AZ Commercial|MaricopaFocus $56,797.43 ↑ +322%
BCBS - AZ Commercial|Neighborhood $56,797.43 ↑ +322%
BCBS - AZ Commercial|All Other Plans $75,729.90 ↑ +462%
BCBS - AZ Commercial|Workers Comp $111,750.70 ↑ +730%

Visitor-reported prices

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Transcath closure of vsd at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $4,376.74 $7,432.20 – $31,578.74
Mercy Gilbert Medical Center Gilbert $12,102.71 $1,346.79 – $37,882.46
Banner University Medical Center Tucson Tucson $7,516.03 $8,244.00 – $31,578.74
Banner University Medical Center South Tucson $4,096.42 $8,244.00 – $31,578.74
Banner Desert Medical Center Mesa $3,336.23 $5,780.60 – $31,578.74
Yavapai Regional Medical Center (East) Prescott $28,173.00 $1,346.79 – $2,936.20
Chandler Regional Medical Center Chandler $13,185.07 $1,221.12 – $41,326.32

All Arizona hospitals for this procedure →