Transcath closure of asd at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$16,342.73
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$42,782.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$993.10 with United vs $111,750.70 with BCBS - AZ — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|All Plans | $993.10 | ↓ -94% |
| United | Commercial|DignityHealthEmployee | $8,128.58 | ↓ -50% |
| Cigna | Commercial|Exchange | $10,296.00 | ↓ -37% |
| Cigna | Commercial|LocalPlus SureFit | $11,022.00 | ↓ -33% |
| Connected Care | Commercial|Intel | $11,574.00 | ↓ -29% |
| Cigna | Commercial|All Other Plans | $14,502.00 | ↓ -11% |
| United | Medicare|Dual Complete | $18,676.43 | ↑ +14% |
| Care 1st | Medicare|All Plans | $19,138.63 | ↑ +17% |
| Humana | Medicare|All Plans | $19,138.63 | ↑ +17% |
| Optum | Medicare|OptumCare | $19,138.63 | ↑ +17% |
| Aetna | Medicare|All Plans | $19,138.63 | ↑ +17% |
| First Health | Medicare|All Plans | $19,138.63 | ↑ +17% |
| United | Medicare|All Other Plans | $19,138.63 | ↑ +17% |
| Cigna | Medicare|All Plans | $19,138.63 | ↑ +17% |
| BCBS - AZ | Medicare|All Plans | $19,138.63 | ↑ +17% |
| Health Choice | Medicaid|All Plans | $19,138.63 | ↑ +17% |
| Health Choice | Medicare|All Plans | $19,138.63 | ↑ +17% |
| Mercy Care Plan | Medicaid|All Plans | $19,138.63 | ↑ +17% |
| Mercy Care Plan | Medicare|All Plans | $19,138.63 | ↑ +17% |
| Optum | Commercial|OptumHealth | $20,107.54 | ↑ +23% |
| Optum | Medicare|OptumHealth | $21,052.49 | ↑ +29% |
| Cigna | Commercial|LifeSource | $23,530.10 | ↑ +44% |
| Other | Commercial|NTN | $25,669.20 | ↑ +57% |
| LifeTrac | Commercial|All Plans | $27,808.30 | ↑ +70% |
| Health Net | Commercial|Interlink | $29,947.40 | ↑ +83% |
| First Health | Commercial|All Plans | $29,947.40 | ↑ +83% |
| MultiPlan | Commercial|All Plans | $33,797.78 | ↑ +107% |
| BCBS - AZ | Commercial|MaricopaFocus | $56,797.43 | ↑ +248% |
| BCBS - AZ | Commercial|Neighborhood | $56,797.43 | ↑ +248% |
| BCBS - AZ | Commercial|All Other Plans | $75,729.90 | ↑ +363% |
| BCBS - AZ | Commercial|Workers Comp | $111,750.70 | ↑ +584% |
Visitor-reported prices
Comments
Transcath closure of asd at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $6,703.55 | $8,426.25 – $31,578.74 |
| Banner Estrella Medical Center | Phoenix | $7,246.58 | $6,553.75 – $31,578.74 |
| Mercy Gilbert Medical Center | Gilbert | $8,876.67 | $993.10 – $27,784.68 |
| Banner University Medical Center Tucson | Tucson | $12,314.77 | $8,244.00 – $31,578.74 |
| Banner University Medical Center South | Tucson | $17,878.48 | $8,244.00 – $31,578.74 |
| Banner Baywood Medical Center | Mesa | $6,403.95 | $6,553.75 – $31,578.74 |
| Banner Boswell Medical Center | Sun City | $5,411.52 | $6,553.75 – $31,578.74 |
| Banner Desert Medical Center | Mesa | $6,628.65 | $6,553.75 – $31,578.74 |