Toxoplasma antibody igm at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$34.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$89.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.05 with United vs $71.00 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Navigate $6.05 ↓ -82%
United Commercial|Options PPO $8.65 ↓ -75%
United Commercial|All Other Plans $8.65 ↓ -75%
United Commercial|DignityHealthEmployee $13.49 ↓ -60%
Mercy Care Plan Medicare|All Plans $14.41 ↓ -58%
Aetna Medicare|All Plans $14.41 ↓ -58%
Mercy Care Plan Medicaid|All Plans $14.41 ↓ -58%
First Health Medicare|All Plans $14.41 ↓ -58%
BCBS - AZ Medicare|All Plans $14.41 ↓ -58%
Humana Medicare|All Plans $14.41 ↓ -58%
Optum Medicare|OptumCare $14.41 ↓ -58%
Care 1st Medicare|All Plans $14.41 ↓ -58%
United Medicare|All Other Plans $14.41 ↓ -58%
United Medicare|Dual Complete $14.41 ↓ -58%
Health Choice Medicare|All Plans $14.41 ↓ -58%
Cigna Medicare|All Plans $14.41 ↓ -58%
Health Choice Medicaid|All Plans $14.41 ↓ -58%
United Medicaid|All Plans $14.77 ↓ -57%
Optum Medicare|OptumHealth $15.85 ↓ -53%
Cigna Commercial|Exchange $29.98 ↓ -12%
Cigna Commercial|LocalPlus SureFit $32.05 ↓ -6%
Optum Commercial|OptumHealth $33.37 ↓ -2%
Cigna Commercial|LifeSource $39.05 ↑ +15%
Cigna Commercial|All Other Plans $42.17 ↑ +24%
Other Commercial|NTN $42.60 ↑ +25%
Aetna Commercial|All Plans $45.36 ↑ +33%
LifeTrac Commercial|All Plans $46.15 ↑ +36%
BCBS - AZ Commercial|Neighborhood $49.66 ↑ +46%
BCBS - AZ Commercial|MaricopaFocus $49.66 ↑ +46%
Health Net Commercial|Interlink $49.70 ↑ +46%
First Health Commercial|All Plans $49.70 ↑ +46%
MultiPlan Commercial|All Plans $56.09 ↑ +65%
BCBS - AZ Commercial|All Other Plans $66.21 ↑ +95%
BCBS - AZ Commercial|Workers Comp $71.00 ↑ +109%

Visitor-reported prices

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Toxoplasma antibody igm at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $11.40 $14.41 – $33.00
Banner Estrella Medical Center Phoenix $14.70 $14.41 – $33.00
Arizona General Hospital Laveen Phoenix $20.39 $8.64 – $72.72
Mercy Gilbert Medical Center Gilbert $14.18 $8.07 – $44.39
Banner University Medical Center Tucson Tucson $12.90 $14.41 – $35.20
Banner University Medical Center South Tucson $8.16 $14.41 – $35.20
Banner Baywood Medical Center Mesa $10.08 $14.41 – $33.00
Banner Boswell Medical Center Sun City $10.98 $14.41 – $35.20

All Arizona hospitals for this procedure →