Ther nma rdctj intus/obstrcj at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$529.46
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,386.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$185.16 with United vs $1,238.64 with BCBS - AZ — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicare|Dual Complete | $185.16 | ↓ -65% |
| Humana | Medicare|All Plans | $189.74 | ↓ -64% |
| Health Choice | Medicaid|All Plans | $189.74 | ↓ -64% |
| Optum | Medicare|OptumCare | $189.74 | ↓ -64% |
| Care 1st | Medicare|All Plans | $189.74 | ↓ -64% |
| Mercy Care Plan | Medicare|All Plans | $189.74 | ↓ -64% |
| Aetna | Medicare|All Plans | $189.74 | ↓ -64% |
| Mercy Care Plan | Medicaid|All Plans | $189.74 | ↓ -64% |
| First Health | Medicare|All Plans | $189.74 | ↓ -64% |
| Cigna | Medicare|All Plans | $189.74 | ↓ -64% |
| Health Choice | Medicare|All Plans | $189.74 | ↓ -64% |
| BCBS - AZ | Medicare|All Plans | $189.74 | ↓ -64% |
| United | Medicare|All Other Plans | $189.74 | ↓ -64% |
| Optum | Medicare|OptumHealth | $208.71 | ↓ -61% |
| United | Commercial|DignityHealthEmployee | $263.34 | ↓ -50% |
| United | Medicaid|All Plans | $267.86 | ↓ -49% |
| Cigna | Commercial|Exchange | $393.28 | ↓ -26% |
| United | Commercial|All Other Plans | $393.89 | ↓ -26% |
| United | Commercial|Options PPO | $393.89 | ↓ -26% |
| United | Commercial|Navigate | $393.89 | ↓ -26% |
| Cigna | Commercial|LocalPlus SureFit | $420.98 | ↓ -20% |
| Cigna | Commercial|All Other Plans | $553.92 | ↑ +5% |
| BCBS - AZ | Commercial|MaricopaFocus | $629.54 | ↑ +19% |
| BCBS - AZ | Commercial|Neighborhood | $629.54 | ↑ +19% |
| Optum | Commercial|OptumHealth | $651.42 | ↑ +23% |
| Cigna | Commercial|LifeSource | $762.30 | ↑ +44% |
| Other | Commercial|NTN | $831.60 | ↑ +57% |
| BCBS - AZ | Commercial|All Other Plans | $839.38 | ↑ +59% |
| LifeTrac | Commercial|All Plans | $900.90 | ↑ +70% |
| First Health | Commercial|All Plans | $970.20 | ↑ +83% |
| Health Net | Commercial|Interlink | $970.20 | ↑ +83% |
| Aetna | Commercial|All Plans | $1,010.55 | ↑ +91% |
| MultiPlan | Commercial|All Plans | $1,094.94 | ↑ +107% |
| BCBS - AZ | Commercial|Workers Comp | $1,238.64 | ↑ +134% |
Visitor-reported prices
Comments
Ther nma rdctj intus/obstrcj at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $378.44 | $129.45 – $1,006.50 |
| Banner Estrella Medical Center | Phoenix | $350.26 | $129.45 – $1,006.50 |
| Arizona General Hospital Laveen | Phoenix | $391.59 | $189.74 – $1,575.98 |
| Banner University Medical Center Tucson | Tucson | $259.20 | $129.45 – $691.20 |
| Banner University Medical Center South | Tucson | $266.11 | $129.45 – $691.20 |
| Banner Baywood Medical Center | Mesa | $386.50 | $129.45 – $1,006.50 |
| Banner Desert Medical Center | Mesa | $375.76 | $129.45 – $1,006.50 |
| Banner Ironwood Medical Center | San Tan Valley | $315.37 | $129.45 – $1,006.50 |