Test stress cardiovascular tracing only at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$677.29
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,773.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$39.34 with Health Choice vs $1,400.67 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Choice | Medicaid|All Plans | $39.34 | ↓ -94% |
| United | Medicaid|All Plans | $39.34 | ↓ -94% |
| BCBS - AZ | Commercial|Neighborhood | $276.45 | ↓ -59% |
| BCBS - AZ | Commercial|MaricopaFocus | $276.45 | ↓ -59% |
| United | Medicare|Dual Complete | $323.88 | ↓ -52% |
| Health Choice | Medicare|All Plans | $331.90 | ↓ -51% |
| Humana | Medicare|All Plans | $331.90 | ↓ -51% |
| BCBS - AZ | Medicare|All Plans | $331.90 | ↓ -51% |
| Mercy Care Plan | Medicare|All Plans | $331.90 | ↓ -51% |
| Care 1st | Medicare|All Plans | $331.90 | ↓ -51% |
| Aetna | Medicare|All Plans | $331.90 | ↓ -51% |
| Cigna | Medicare|All Plans | $331.90 | ↓ -51% |
| First Health | Medicare|All Plans | $331.90 | ↓ -51% |
| United | Medicare|All Other Plans | $331.90 | ↓ -51% |
| Optum | Medicare|OptumCare | $331.90 | ↓ -51% |
| Mercy Care Plan | Medicaid|All Plans | $331.90 | ↓ -51% |
| United | Commercial|DignityHealthEmployee | $336.87 | ↓ -50% |
| Devoted Health | Medicare|All Plans | $341.86 | ↓ -50% |
| Optum | Medicare|OptumHealth | $365.09 | ↓ -46% |
| BCBS - AZ | Commercial|All Other Plans | $368.60 | ↓ -46% |
| BCBS - AZ | Commercial|Workers Comp | $546.29 | ↓ -19% |
| Aetna | Commercial|PPO | $691.47 | ↑ +2% |
| Aetna | Commercial|HMO | $691.47 | ↑ +2% |
| Aetna | Commercial|All Other Plans | $691.47 | ↑ +2% |
| Optum | Commercial|OptumHealth | $833.31 | ↑ +23% |
| United | Commercial|Navigate | $913.00 | ↑ +35% |
| Aetna | Commercial|All Plans | $939.69 | ↑ +39% |
| Cigna | Commercial|LifeSource | $975.15 | ↑ +44% |
| Other | Commercial|NTN | $1,063.80 | ↑ +57% |
| United | Commercial|All Other Plans | $1,085.00 | ↑ +60% |
| United | Commercial|Options PPO | $1,132.00 | ↑ +67% |
| LifeTrac | Commercial|All Plans | $1,152.45 | ↑ +70% |
| First Health | Commercial|All Plans | $1,170.18 | ↑ +73% |
| Health Net | Commercial|Interlink | $1,241.10 | ↑ +83% |
| MultiPlan | Commercial|All Plans | $1,400.67 | ↑ +107% |
Visitor-reported prices
Comments
Test stress cardiovascular tracing only at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $344.26 | $92.37 – $978.00 |
| Banner Estrella Medical Center | Phoenix | $233.42 | $92.37 – $978.00 |
| Arizona General Hospital Laveen | Phoenix | $242.52 | $39.34 – $865.21 |
| Mercy Gilbert Medical Center | Gilbert | $463.47 | $39.34 – $1,450.68 |
| Banner University Medical Center Tucson | Tucson | $324.16 | $50.35 – $1,240.80 |
| Banner University Medical Center South | Tucson | $496.32 | $50.35 – $1,240.80 |
| Banner Baywood Medical Center | Mesa | $294.70 | $92.37 – $978.00 |
| Banner Boswell Medical Center | Sun City | $239.94 | $92.37 – $1,043.20 |