Srs linear based at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$10,377.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$27,167.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$995.96 with United vs $123,867.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $995.96 ↓ -90%
BCBS - AZ Commercial|Neighborhood $4,433.99 ↓ -57%
BCBS - AZ Commercial|MaricopaFocus $4,433.99 ↓ -57%
United Commercial|DignityHealthEmployee $5,161.73 ↓ -50%
BCBS - AZ Commercial|All Other Plans $5,911.99 ↓ -43%
Aetna Commercial|All Plans $6,058.73 ↓ -42%
United Medicare|Dual Complete $7,950.88 ↓ -23%
Mercy Care Plan Medicaid|All Plans $8,147.65 ↓ -21%
Health Choice Medicaid|All Plans $8,147.65 ↓ -21%
United Medicare|All Other Plans $8,147.65 ↓ -21%
Health Choice Medicare|All Plans $8,147.65 ↓ -21%
Humana Medicare|All Plans $8,147.65 ↓ -21%
Optum Medicare|OptumCare $8,147.65 ↓ -21%
Care 1st Medicare|All Plans $8,147.65 ↓ -21%
Aetna Medicare|All Plans $8,147.65 ↓ -21%
Mercy Care Plan Medicare|All Plans $8,147.65 ↓ -21%
First Health Medicare|All Plans $8,147.65 ↓ -21%
BCBS - AZ Medicare|All Plans $8,147.65 ↓ -21%
Cigna Medicare|All Plans $8,147.65 ↓ -21%
BCBS - AZ Commercial|Workers Comp $8,724.02 ↓ -16%
Optum Medicare|OptumHealth $8,962.42 ↓ -14%
Optum Commercial|OptumHealth $12,768.49 ↑ +23%
Cigna Commercial|LifeSource $14,941.85 ↑ +44%
Other Commercial|NTN $16,300.20 ↑ +57%
Cigna Commercial|Exchange $16,771.11 ↑ +62%
LifeTrac Commercial|All Plans $17,658.55 ↑ +70%
Cigna Commercial|LocalPlus SureFit $17,952.17 ↑ +73%
First Health Commercial|All Plans $19,016.90 ↑ +83%
Health Net Commercial|Interlink $19,016.90 ↑ +83%
MultiPlan Commercial|All Plans $21,461.93 ↑ +107%
Cigna Commercial|All Other Plans $23,621.28 ↑ +128%
United Commercial|Navigate $52,659.00 ↑ +407%
United Commercial|All Other Plans $87,859.00 ↑ +747%
United Commercial|Options PPO $123,867.00 ↑ +1094%

Visitor-reported prices

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Srs linear based at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $8,007.57 $1,720.12 – $13,443.62
Banner University Medical Center Tucson Tucson $3,213.10 $1,326.10 – $13,443.62
Banner Boswell Medical Center Sun City $6,479.01 $3,376.02 – $13,896.00
Banner Desert Medical Center Mesa $8,302.86 $4,421.37 – $13,443.62
Banner Gateway Medical Center Gilbert $8,024.94 $4,421.37 – $13,443.62
Banner Thunderbird Medical Center Glendale $7,260.66 $72.99 – $13,443.62

All Arizona hospitals for this procedure →