Special radiation treatment at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,936.44

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7,687.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$149.84 with United vs $7,687.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $149.84 ↓ -95%
BCBS - AZ Commercial|MaricopaFocus $167.24 ↓ -94%
BCBS - AZ Commercial|Neighborhood $167.24 ↓ -94%
Aetna Commercial|All Plans $176.94 ↓ -94%
BCBS - AZ Commercial|All Other Plans $222.98 ↓ -92%
BCBS - AZ Commercial|Workers Comp $329.05 ↓ -89%
United Medicare|Dual Complete $601.66 ↓ -80%
Mercy Care Plan Medicaid|All Plans $616.54 ↓ -79%
Health Choice Medicare|All Plans $616.54 ↓ -79%
United Medicare|All Other Plans $616.54 ↓ -79%
Health Choice Medicaid|All Plans $616.54 ↓ -79%
BCBS - AZ Medicare|All Plans $616.54 ↓ -79%
Humana Medicare|All Plans $616.54 ↓ -79%
Optum Medicare|OptumCare $616.54 ↓ -79%
Care 1st Medicare|All Plans $616.54 ↓ -79%
Aetna Medicare|All Plans $616.54 ↓ -79%
Mercy Care Plan Medicare|All Plans $616.54 ↓ -79%
First Health Medicare|All Plans $616.54 ↓ -79%
Cigna Medicare|All Plans $616.54 ↓ -79%
Optum Medicare|OptumHealth $678.19 ↓ -77%
Cigna Commercial|Exchange $1,248.41 ↓ -57%
Cigna Commercial|LocalPlus SureFit $1,336.33 ↓ -54%
United Commercial|DignityHealthEmployee $1,460.53 ↓ -50%
Cigna Commercial|All Other Plans $1,758.33 ↓ -40%
United Commercial|All Other Plans $2,824.00 ↓ -4%
Optum Commercial|OptumHealth $3,612.89 ↑ +23%
Cigna Commercial|LifeSource $4,227.85 ↑ +44%
Other Commercial|NTN $4,612.20 ↑ +57%
LifeTrac Commercial|All Plans $4,996.55 ↑ +70%
Health Net Commercial|Interlink $5,380.90 ↑ +83%
First Health Commercial|All Plans $5,380.90 ↑ +83%
MultiPlan Commercial|All Plans $6,072.73 ↑ +107%
United Commercial|Options PPO $6,295.00 ↑ +114%
United Commercial|Navigate $7,687.00 ↑ +162%

Visitor-reported prices

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Special radiation treatment at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $1,551.27 $64.88 – $2,523.75
Banner University Medical Center Tucson Tucson $817.71 $142.27 – $3,071.20
Banner Boswell Medical Center Sun City $1,255.14 $127.33 – $2,692.00
Banner Casa Grande Medical Center Casa Grande $827.22 $97.66 – $2,523.75
Banner Desert Medical Center Mesa $1,608.47 $166.76 – $2,523.75
Banner Gateway Medical Center Gilbert $1,554.63 $166.76 – $2,523.75
Banner Thunderbird Medical Center Glendale $1,406.57 $64.88 – $2,523.75

All Arizona hospitals for this procedure →