Sodium chloride 0.9 % IV bolus at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$22.54

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$59.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.65 with Health Choice vs $30.02 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Medicaid|All Plans $0.65 ↓ -97%
United Medicaid|All Plans $0.65 ↓ -97%
Cigna Commercial|Exchange $0.77 ↓ -97%
Cigna Commercial|LocalPlus SureFit $0.82 ↓ -96%
BCBS - AZ Commercial|All Other Plans $1.07 ↓ -95%
BCBS - AZ Commercial|Workers Comp $1.07 ↓ -95%
BCBS - AZ Commercial|Neighborhood $1.07 ↓ -95%
BCBS - AZ Commercial|MaricopaFocus $1.07 ↓ -95%
Cigna Commercial|All Other Plans $1.09 ↓ -95%
Aetna Commercial|All Other Plans $1.53 ↓ -93%
Aetna Commercial|HMO $1.53 ↓ -93%
Aetna Commercial|PPO $1.53 ↓ -93%
Aetna Commercial|All Plans $2.12 ↓ -91%
United Commercial|DignityHealthEmployee $7.22 ↓ -68%
Connected Care Commercial|Intel $14.44 ↓ -36%
Optum Commercial|OptumHealth $17.86 ↓ -21%
Cigna Commercial|LifeSource $20.90 ↓ -7%
Other Commercial|NTN $22.80 ↑ +1%
LifeTrac Commercial|All Plans $24.70 ↑ +10%
First Health Commercial|All Plans $25.08 ↑ +11%
Health Net Commercial|Interlink $26.60 ↑ +18%
MultiPlan Commercial|All Plans $30.02 ↑ +33%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Sodium chloride 0.9 % IV bolus at other Arizona hospitals

Hospital City Cash price Negotiated range
Arizona General Hospital Laveen Phoenix $80.15 $0.65 – $285.95
Mercy Gilbert Medical Center Gilbert $86.10 $0.65 – $80.85
Yavapai Regional Medical Center (East) Prescott $25.23 $0.65 – $25.65
Arizona General Hospital Mesa Mesa $86.45 $0.65 – $285.95
Chandler Regional Medical Center Chandler $93.80 $0.65 – $88.20

All Arizona hospitals for this procedure →