Rp loclzj tum spect w/ct 2 at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,363.82

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,188.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$860.78 with United vs $6,188.00 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $860.78 ↓ -64%
United Commercial|DignityHealthEmployee $1,175.72 ↓ -50%
United Medicare|Dual Complete $1,517.05 ↓ -36%
Care 1st Medicare|All Plans $1,554.59 ↓ -34%
Mercy Care Plan Medicare|All Plans $1,554.59 ↓ -34%
Aetna Medicare|All Plans $1,554.59 ↓ -34%
Mercy Care Plan Medicaid|All Plans $1,554.59 ↓ -34%
First Health Medicare|All Plans $1,554.59 ↓ -34%
Humana Medicare|All Plans $1,554.59 ↓ -34%
BCBS - AZ Medicare|All Plans $1,554.59 ↓ -34%
Health Choice Medicare|All Plans $1,554.59 ↓ -34%
Cigna Medicare|All Plans $1,554.59 ↓ -34%
Optum Medicare|OptumCare $1,554.59 ↓ -34%
United Medicare|All Other Plans $1,554.59 ↓ -34%
Health Choice Medicaid|All Plans $1,554.59 ↓ -34%
Optum Medicare|OptumHealth $1,710.05 ↓ -28%
Optum Commercial|OptumHealth $2,908.36 ↑ +23%
Cigna Commercial|Exchange $3,247.89 ↑ +37%
United Commercial|Navigate $3,353.85 ↑ +42%
United Commercial|All Other Plans $3,353.85 ↑ +42%
United Commercial|Options PPO $3,353.85 ↑ +42%
Cigna Commercial|LifeSource $3,403.40 ↑ +44%
Cigna Commercial|LocalPlus SureFit $3,476.61 ↑ +47%
Other Commercial|NTN $3,712.80 ↑ +57%
BCBS - AZ Commercial|MaricopaFocus $3,891.68 ↑ +65%
BCBS - AZ Commercial|Neighborhood $3,891.68 ↑ +65%
LifeTrac Commercial|All Plans $4,022.20 ↑ +70%
Health Net Commercial|Interlink $4,331.60 ↑ +83%
First Health Commercial|All Plans $4,331.60 ↑ +83%
Cigna Commercial|All Other Plans $4,574.49 ↑ +94%
Aetna Commercial|All Plans $4,822.49 ↑ +104%
MultiPlan Commercial|All Plans $4,888.52 ↑ +107%
BCBS - AZ Commercial|All Other Plans $5,188.91 ↑ +120%
BCBS - AZ Commercial|Workers Comp $6,188.00 ↑ +162%

Visitor-reported prices

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Rp loclzj tum spect w/ct 2 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $1,940.54 $1,073.25 – $3,666.00
Banner Estrella Medical Center Phoenix $1,031.37 $1,073.25 – $3,666.00
Banner University Medical Center Tucson Tucson $1,443.50 $1,073.25 – $4,245.60
Banner Baywood Medical Center Mesa $1,534.83 $1,073.25 – $3,666.00
Banner Boswell Medical Center Sun City $1,036.26 $1,073.25 – $3,910.40
Banner Casa Grande Medical Center Casa Grande $962.94 $1,073.25 – $3,666.00
Banner Del Webb Medical Center Sun City West $1,036.26 $1,073.25 – $3,910.40
Banner Desert Medical Center Mesa $1,368.64 $1,073.25 – $3,666.00

All Arizona hospitals for this procedure →