Rp loclzj tum spect w/ct 1 at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,125.83

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,565.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$455.96 with United vs $4,396.35 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $455.96 ↓ -79%
United Commercial|DignityHealthEmployee $1,057.35 ↓ -50%
United Medicare|Dual Complete $1,357.80 ↓ -36%
Care 1st Medicare|All Plans $1,391.41 ↓ -35%
Aetna Medicare|All Plans $1,391.41 ↓ -35%
Mercy Care Plan Medicare|All Plans $1,391.41 ↓ -35%
First Health Medicare|All Plans $1,391.41 ↓ -35%
BCBS - AZ Medicare|All Plans $1,391.41 ↓ -35%
Humana Medicare|All Plans $1,391.41 ↓ -35%
Optum Medicare|OptumCare $1,391.41 ↓ -35%
United Medicare|All Other Plans $1,391.41 ↓ -35%
Mercy Care Plan Medicaid|All Plans $1,391.41 ↓ -35%
Health Choice Medicare|All Plans $1,391.41 ↓ -35%
Cigna Medicare|All Plans $1,391.41 ↓ -35%
Health Choice Medicaid|All Plans $1,391.41 ↓ -35%
Optum Medicare|OptumHealth $1,530.55 ↓ -28%
BCBS - AZ Commercial|MaricopaFocus $1,974.27 ↓ -7%
BCBS - AZ Commercial|Neighborhood $1,974.27 ↓ -7%
Aetna Commercial|All Plans $2,439.40 ↑ +15%
Optum Commercial|OptumHealth $2,615.55 ↑ +23%
BCBS - AZ Commercial|All Other Plans $2,632.37 ↑ +24%
Cigna Commercial|Exchange $2,894.44 ↑ +36%
United Commercial|Options PPO $3,044.09 ↑ +43%
United Commercial|All Other Plans $3,044.09 ↑ +43%
United Commercial|Navigate $3,044.09 ↑ +43%
Cigna Commercial|LifeSource $3,060.75 ↑ +44%
Cigna Commercial|LocalPlus SureFit $3,098.27 ↑ +46%
Other Commercial|NTN $3,339.00 ↑ +57%
LifeTrac Commercial|All Plans $3,617.25 ↑ +70%
BCBS - AZ Commercial|Workers Comp $3,884.45 ↑ +83%
Health Net Commercial|Interlink $3,895.50 ↑ +83%
First Health Commercial|All Plans $3,895.50 ↑ +83%
Cigna Commercial|All Other Plans $4,076.67 ↑ +92%
MultiPlan Commercial|All Plans $4,396.35 ↑ +107%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Rp loclzj tum spect w/ct 1 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $1,012.75 $765.90 – $2,295.83
Banner Estrella Medical Center Phoenix $538.26 $857.14 – $2,295.83
Banner University Medical Center Tucson Tucson $766.50 $628.41 – $2,295.83
Banner Baywood Medical Center Mesa $801.01 $857.14 – $2,295.83
Banner Boswell Medical Center Sun City $540.81 $857.14 – $2,295.83
Banner Casa Grande Medical Center Casa Grande $502.55 $628.41 – $2,087.11
Banner Del Webb Medical Center Sun City West $540.81 $765.90 – $2,295.83
Banner Desert Medical Center Mesa $714.28 $857.14 – $2,295.83

All Arizona hospitals for this procedure →