Rapid Strep Test at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$61.89

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$162.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.94 with United vs $127.98 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Navigate $6.94 ↓ -89%
United Commercial|Options PPO $9.92 ↓ -84%
United Commercial|All Other Plans $9.92 ↓ -84%
Care 1st Medicare|All Plans $16.53 ↓ -73%
Humana Medicare|All Plans $16.53 ↓ -73%
Optum Medicare|OptumCare $16.53 ↓ -73%
Aetna Medicare|All Plans $16.53 ↓ -73%
First Health Medicare|All Plans $16.53 ↓ -73%
United Medicare|All Other Plans $16.53 ↓ -73%
United Medicare|Dual Complete $16.53 ↓ -73%
Cigna Medicare|All Plans $16.53 ↓ -73%
BCBS - AZ Medicare|All Plans $16.53 ↓ -73%
Health Choice Medicaid|All Plans $16.53 ↓ -73%
Health Choice Medicare|All Plans $16.53 ↓ -73%
Mercy Care Plan Medicaid|All Plans $16.53 ↓ -73%
Mercy Care Plan Medicare|All Plans $16.53 ↓ -73%
United Medicaid|All Plans $16.94 ↓ -73%
Devoted Health Medicare|All Plans $17.03 ↓ -72%
Optum Medicare|OptumHealth $18.18 ↓ -71%
United Commercial|DignityHealthEmployee $30.78 ↓ -50%
Cigna Commercial|Exchange $34.37 ↓ -44%
Cigna Commercial|LocalPlus SureFit $36.73 ↓ -41%
BCBS - AZ Commercial|MaricopaFocus $41.22 ↓ -33%
BCBS - AZ Commercial|Neighborhood $41.22 ↓ -33%
Cigna Commercial|All Other Plans $48.33 ↓ -22%
Aetna Commercial|All Plans $52.03 ↓ -16%
BCBS - AZ Commercial|All Other Plans $54.96 ↓ -11%
Optum Commercial|OptumHealth $76.14 ↑ +23%
BCBS - AZ Commercial|Workers Comp $81.45 ↑ +32%
Aetna Commercial|HMO $83.72 ↑ +35%
Aetna Commercial|All Other Plans $83.72 ↑ +35%
Aetna Commercial|PPO $83.72 ↑ +35%
Cigna Commercial|LifeSource $89.10 ↑ +44%
Other Commercial|NTN $97.20 ↑ +57%
LifeTrac Commercial|All Plans $105.30 ↑ +70%
First Health Commercial|All Plans $106.92 ↑ +73%
Health Net Commercial|Interlink $113.40 ↑ +83%
MultiPlan Commercial|All Plans $127.98 ↑ +107%

Visitor-reported prices

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Rapid Strep Test at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $11.05 $16.53 – $37.50
Banner Estrella Medical Center Phoenix $13.55 $16.53 – $37.50
Arizona General Hospital Laveen Phoenix $40.54 $9.91 – $144.61
Mercy Gilbert Medical Center Gilbert $292.01 $16.53 – $109.34
Banner University Medical Center Tucson Tucson $11.70 $16.53 – $40.00
Banner University Medical Center South Tucson $8.35 $16.53 – $40.00
Banner Baywood Medical Center Mesa $11.15 $16.53 – $37.50
Banner Behavioral Health Hospital Scottsdale $29.29 $16.53 – $35.00

All Arizona hospitals for this procedure →