Radphm lcl tmr plnr bdy two day img at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,840.17

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7,435.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$613.31 with Health Choice vs $5,873.65 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Medicaid|All Plans $613.31 ↓ -78%
United Medicaid|All Plans $613.31 ↓ -78%
United Medicare|Dual Complete $1,357.80 ↓ -52%
Care 1st Medicare|All Plans $1,391.41 ↓ -51%
Humana Medicare|All Plans $1,391.41 ↓ -51%
Optum Medicare|OptumCare $1,391.41 ↓ -51%
Aetna Medicare|All Plans $1,391.41 ↓ -51%
First Health Medicare|All Plans $1,391.41 ↓ -51%
United Medicare|All Other Plans $1,391.41 ↓ -51%
Cigna Medicare|All Plans $1,391.41 ↓ -51%
BCBS - AZ Medicare|All Plans $1,391.41 ↓ -51%
Health Choice Medicare|All Plans $1,391.41 ↓ -51%
Mercy Care Plan Medicaid|All Plans $1,391.41 ↓ -51%
Mercy Care Plan Medicare|All Plans $1,391.41 ↓ -51%
United Commercial|DignityHealthEmployee $1,412.65 ↓ -50%
Devoted Health Medicare|All Plans $1,433.15 ↓ -50%
Optum Medicare|OptumHealth $1,530.55 ↓ -46%
BCBS - AZ Commercial|MaricopaFocus $2,090.57 ↓ -26%
BCBS - AZ Commercial|Neighborhood $2,090.57 ↓ -26%
BCBS - AZ Commercial|All Other Plans $2,787.42 ↓ -2%
Cigna Commercial|Exchange $2,894.44 ↑ +2%
United Commercial|Navigate $3,044.09 ↑ +7%
United Commercial|Options PPO $3,044.09 ↑ +7%
United Commercial|All Other Plans $3,044.09 ↑ +7%
Cigna Commercial|LocalPlus SureFit $3,098.27 ↑ +9%
Optum Commercial|OptumHealth $3,494.45 ↑ +23%
Aetna Commercial|All Plans $3,563.93 ↑ +25%
Cigna Commercial|All Other Plans $4,076.67 ↑ +44%
Cigna Commercial|LifeSource $4,089.25 ↑ +44%
BCBS - AZ Commercial|Workers Comp $4,131.19 ↑ +45%
Other Commercial|NTN $4,461.00 ↑ +57%
LifeTrac Commercial|All Plans $4,832.75 ↑ +70%
First Health Commercial|All Plans $4,907.10 ↑ +73%
Health Net Commercial|Interlink $5,204.50 ↑ +83%
Aetna Commercial|PPO $5,783.57 ↑ +104%
Aetna Commercial|All Other Plans $5,783.57 ↑ +104%
Aetna Commercial|HMO $5,783.57 ↑ +104%
MultiPlan Commercial|All Plans $5,873.65 ↑ +107%

Visitor-reported prices

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Radphm lcl tmr plnr bdy two day img at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $1,385.93 $946.81 – $2,618.25
Banner Estrella Medical Center Phoenix $736.60 $946.81 – $2,618.25
Mercy Gilbert Medical Center Gilbert $1,767.76 $613.31 – $5,533.22
Banner University Medical Center Tucson Tucson $1,029.52 $845.64 – $3,028.00
Banner Baywood Medical Center Mesa $1,096.17 $946.81 – $2,618.25
Banner Boswell Medical Center Sun City $740.09 $946.81 – $2,792.80
Banner Casa Grande Medical Center Casa Grande $687.73 $845.64 – $2,618.25
Banner Del Webb Medical Center Sun City West $740.09 $946.81 – $2,792.80

All Arizona hospitals for this procedure →