Prq trluml revsc ch occ ant at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$12,576.59
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$32,923.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$671.96 with United vs $26,009.17 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|All Plans | $671.96 | ↓ -95% |
| BCBS - AZ | Commercial|MaricopaFocus | $4,273.25 | ↓ -66% |
| BCBS - AZ | Commercial|Neighborhood | $4,273.25 | ↓ -66% |
| BCBS - AZ | Commercial|All Other Plans | $5,697.67 | ↓ -55% |
| United | Commercial|DignityHealthEmployee | $6,255.37 | ↓ -50% |
| BCBS - AZ | Commercial|Workers Comp | $8,407.76 | ↓ -33% |
| Cigna | Commercial|Exchange | $10,296.00 | ↓ -18% |
| Cigna | Commercial|LocalPlus SureFit | $11,022.00 | ↓ -12% |
| Connected Care | Commercial|Intel | $11,574.00 | ↓ -8% |
| United | Medicare|Dual Complete | $11,795.10 | ↓ -6% |
| Care 1st | Medicare|All Plans | $12,087.01 | ↓ -4% |
| Humana | Medicare|All Plans | $12,087.01 | ↓ -4% |
| Optum | Medicare|OptumCare | $12,087.01 | ↓ -4% |
| Aetna | Medicare|All Plans | $12,087.01 | ↓ -4% |
| First Health | Medicare|All Plans | $12,087.01 | ↓ -4% |
| United | Medicare|All Other Plans | $12,087.01 | ↓ -4% |
| Cigna | Medicare|All Plans | $12,087.01 | ↓ -4% |
| BCBS - AZ | Medicare|All Plans | $12,087.01 | ↓ -4% |
| Health Choice | Medicaid|All Plans | $12,087.01 | ↓ -4% |
| Health Choice | Medicare|All Plans | $12,087.01 | ↓ -4% |
| Mercy Care Plan | Medicaid|All Plans | $12,087.01 | ↓ -4% |
| Mercy Care Plan | Medicare|All Plans | $12,087.01 | ↓ -4% |
| Optum | Medicare|OptumHealth | $13,295.71 | ↑ +6% |
| Cigna | Commercial|All Other Plans | $14,502.00 | ↑ +15% |
| Optum | Commercial|OptumHealth | $15,473.81 | ↑ +23% |
| Cigna | Commercial|LifeSource | $18,107.65 | ↑ +44% |
| Other | Commercial|NTN | $19,753.80 | ↑ +57% |
| LifeTrac | Commercial|All Plans | $21,399.95 | ↑ +70% |
| Health Net | Commercial|Interlink | $23,046.10 | ↑ +83% |
| First Health | Commercial|All Plans | $23,046.10 | ↑ +83% |
| MultiPlan | Commercial|All Plans | $26,009.17 | ↑ +107% |
Visitor-reported prices
Comments
Prq trluml revsc ch occ ant at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $6,746.64 | $1,657.77 – $19,943.57 |
| Banner Estrella Medical Center | Phoenix | $4,811.75 | $4,261.09 – $19,943.57 |
| Banner University Medical Center Tucson | Tucson | $5,181.95 | $3,635.37 – $19,943.57 |
| Banner University Medical Center South | Tucson | $2,824.29 | $2,560.53 – $19,943.57 |
| Banner Baywood Medical Center | Mesa | $6,417.20 | $4,261.09 – $19,943.57 |
| Banner Boswell Medical Center | Sun City | $5,015.42 | $3,253.64 – $20,367.20 |
| Banner Casa Grande Medical Center | Casa Grande | $3,589.72 | $2,495.39 – $19,094.25 |
| Banner Del Webb Medical Center | Sun City West | $4,659.00 | $1,657.77 – $20,367.20 |