Prq trluml c athrc 1 art&/br at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$15,030.56
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$39,347.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$641.56 with United vs $31,084.13 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|All Plans | $641.56 | ↓ -96% |
| BCBS - AZ | Commercial|MaricopaFocus | $4,079.79 | ↓ -73% |
| BCBS - AZ | Commercial|Neighborhood | $4,079.79 | ↓ -73% |
| BCBS - AZ | Commercial|All Other Plans | $5,439.72 | ↓ -64% |
| United | Commercial|DignityHealthEmployee | $7,475.93 | ↓ -50% |
| BCBS - AZ | Commercial|Workers Comp | $8,027.11 | ↓ -47% |
| Cigna | Commercial|Exchange | $10,296.00 | ↓ -31% |
| Cigna | Commercial|LocalPlus SureFit | $11,022.00 | ↓ -27% |
| Connected Care | Commercial|Intel | $11,574.00 | ↓ -23% |
| United | Medicare|Dual Complete | $11,795.10 | ↓ -22% |
| Care 1st | Medicare|All Plans | $12,087.01 | ↓ -20% |
| Humana | Medicare|All Plans | $12,087.01 | ↓ -20% |
| Optum | Medicare|OptumCare | $12,087.01 | ↓ -20% |
| Aetna | Medicare|All Plans | $12,087.01 | ↓ -20% |
| First Health | Medicare|All Plans | $12,087.01 | ↓ -20% |
| United | Medicare|All Other Plans | $12,087.01 | ↓ -20% |
| Cigna | Medicare|All Plans | $12,087.01 | ↓ -20% |
| BCBS - AZ | Medicare|All Plans | $12,087.01 | ↓ -20% |
| Health Choice | Medicaid|All Plans | $12,087.01 | ↓ -20% |
| Health Choice | Medicare|All Plans | $12,087.01 | ↓ -20% |
| Mercy Care Plan | Medicaid|All Plans | $12,087.01 | ↓ -20% |
| Mercy Care Plan | Medicare|All Plans | $12,087.01 | ↓ -20% |
| Optum | Medicare|OptumHealth | $13,295.71 | ↓ -12% |
| Cigna | Commercial|All Other Plans | $14,502.00 | ↓ -4% |
| Optum | Commercial|OptumHealth | $18,493.09 | ↑ +23% |
| Cigna | Commercial|LifeSource | $21,640.85 | ↑ +44% |
| Other | Commercial|NTN | $23,608.20 | ↑ +57% |
| LifeTrac | Commercial|All Plans | $25,575.55 | ↑ +70% |
| Health Net | Commercial|Interlink | $27,542.90 | ↑ +83% |
| First Health | Commercial|All Plans | $27,542.90 | ↑ +83% |
| MultiPlan | Commercial|All Plans | $31,084.13 | ↑ +107% |
Visitor-reported prices
Comments
Prq trluml c athrc 1 art&/br at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $6,450.10 | $1,582.71 – $19,943.57 |
| Banner Estrella Medical Center | Phoenix | $4,600.26 | $4,068.17 – $19,943.57 |
| Banner University Medical Center Tucson | Tucson | $4,854.69 | $3,470.79 – $19,943.57 |
| Banner University Medical Center South | Tucson | $2,645.92 | $2,444.60 – $19,943.57 |
| Banner Baywood Medical Center | Mesa | $6,135.14 | $4,068.17 – $19,943.57 |
| Banner Boswell Medical Center | Sun City | $4,794.98 | $3,106.33 – $19,943.57 |
| Banner Casa Grande Medical Center | Casa Grande | $3,431.94 | $2,382.41 – $18,255.00 |
| Banner Del Webb Medical Center | Sun City West | $4,454.22 | $1,582.71 – $19,943.57 |