Prq trlml c athrc st angiop1 at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$14,263.88

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$37,340.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$671.25 with United vs $29,498.60 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $671.25 ↓ -95%
BCBS - AZ Commercial|MaricopaFocus $4,264.62 ↓ -70%
BCBS - AZ Commercial|Neighborhood $4,264.62 ↓ -70%
BCBS - AZ Commercial|All Other Plans $5,686.16 ↓ -60%
United Commercial|DignityHealthEmployee $7,094.60 ↓ -50%
BCBS - AZ Commercial|Workers Comp $8,390.77 ↓ -41%
Cigna Commercial|Exchange $10,296.00 ↓ -28%
Cigna Commercial|LocalPlus SureFit $11,022.00 ↓ -23%
Connected Care Commercial|Intel $11,574.00 ↓ -19%
Cigna Commercial|All Other Plans $14,502.00 ↑ +2%
Optum Commercial|OptumHealth $17,549.80 ↑ +23%
United Medicare|Dual Complete $18,676.43 ↑ +31%
Care 1st Medicare|All Plans $19,138.63 ↑ +34%
Humana Medicare|All Plans $19,138.63 ↑ +34%
Optum Medicare|OptumCare $19,138.63 ↑ +34%
Aetna Medicare|All Plans $19,138.63 ↑ +34%
First Health Medicare|All Plans $19,138.63 ↑ +34%
United Medicare|All Other Plans $19,138.63 ↑ +34%
Cigna Medicare|All Plans $19,138.63 ↑ +34%
BCBS - AZ Medicare|All Plans $19,138.63 ↑ +34%
Health Choice Medicaid|All Plans $19,138.63 ↑ +34%
Health Choice Medicare|All Plans $19,138.63 ↑ +34%
Mercy Care Plan Medicaid|All Plans $19,138.63 ↑ +34%
Mercy Care Plan Medicare|All Plans $19,138.63 ↑ +34%
Cigna Commercial|LifeSource $20,537.00 ↑ +44%
Optum Medicare|OptumHealth $21,052.49 ↑ +48%
Other Commercial|NTN $22,404.00 ↑ +57%
LifeTrac Commercial|All Plans $24,271.00 ↑ +70%
Health Net Commercial|Interlink $26,138.00 ↑ +83%
First Health Commercial|All Plans $26,138.00 ↑ +83%
MultiPlan Commercial|All Plans $29,498.60 ↑ +107%

Visitor-reported prices

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Prq trlml c athrc st angiop1 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $6,739.74 $1,654.42 – $31,578.74
Banner Estrella Medical Center Phoenix $4,806.84 $4,252.48 – $31,578.74
Banner University Medical Center Tucson Tucson $5,176.46 $3,628.03 – $31,578.74
Banner University Medical Center South Tucson $2,821.30 $2,555.36 – $31,578.74
Banner Baywood Medical Center Mesa $6,410.64 $4,252.48 – $31,578.74
Banner Boswell Medical Center Sun City $5,010.30 $3,247.06 – $31,578.74
Banner Casa Grande Medical Center Casa Grande $3,586.05 $2,490.35 – $28,707.94
Banner Del Webb Medical Center Sun City West $4,654.24 $1,654.42 – $31,578.74

All Arizona hospitals for this procedure →