Prothrombin time substitution plasma fractions each at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$26.36

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$69.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.65 with United vs $54.51 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Navigate $1.65 ↓ -94%
United Commercial|Options PPO $2.36 ↓ -91%
United Commercial|All Other Plans $2.36 ↓ -91%
Care 1st Medicare|All Plans $3.94 ↓ -85%
Aetna Medicare|All Plans $3.94 ↓ -85%
Mercy Care Plan Medicare|All Plans $3.94 ↓ -85%
First Health Medicare|All Plans $3.94 ↓ -85%
Health Choice Medicaid|All Plans $3.94 ↓ -85%
Humana Medicare|All Plans $3.94 ↓ -85%
Optum Medicare|OptumCare $3.94 ↓ -85%
United Medicare|All Other Plans $3.94 ↓ -85%
United Medicare|Dual Complete $3.94 ↓ -85%
Mercy Care Plan Medicaid|All Plans $3.94 ↓ -85%
Cigna Medicare|All Plans $3.94 ↓ -85%
BCBS - AZ Medicare|All Plans $3.94 ↓ -85%
Health Choice Medicare|All Plans $3.94 ↓ -85%
United Medicaid|All Plans $4.04 ↓ -85%
Optum Medicare|OptumHealth $4.33 ↓ -84%
Cigna Commercial|Exchange $8.19 ↓ -69%
Cigna Commercial|LocalPlus SureFit $8.76 ↓ -67%
Cigna Commercial|All Other Plans $11.52 ↓ -56%
Aetna Commercial|All Plans $12.41 ↓ -53%
United Commercial|DignityHealthEmployee $13.11 ↓ -50%
BCBS - AZ Commercial|MaricopaFocus $13.56 ↓ -49%
BCBS - AZ Commercial|Neighborhood $13.56 ↓ -49%
BCBS - AZ Commercial|All Other Plans $18.09 ↓ -31%
BCBS - AZ Commercial|Workers Comp $26.69 ↑ +1%
Optum Commercial|OptumHealth $32.43 ↑ +23%
Cigna Commercial|LifeSource $37.95 ↑ +44%
Other Commercial|NTN $41.40 ↑ +57%
LifeTrac Commercial|All Plans $44.85 ↑ +70%
Health Net Commercial|Interlink $48.30 ↑ +83%
First Health Commercial|All Plans $48.30 ↑ +83%
MultiPlan Commercial|All Plans $54.51 ↑ +107%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Prothrombin time substitution plasma fractions each at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $10.61 $3.94 – $43.50
Banner Estrella Medical Center Phoenix $13.11 $3.94 – $43.50
Arizona General Hospital Laveen Phoenix $15.81 $2.36 – $29.42
Mercy Gilbert Medical Center Gilbert $11.57 $2.21 – $12.14
Banner University Medical Center Tucson Tucson $7.95 $3.94 – $46.40
Banner University Medical Center South Tucson $7.54 $3.94 – $46.40
Banner Baywood Medical Center Mesa $26.10 $3.94 – $43.50
Banner Behavioral Health Hospital Scottsdale $33.98 $3.94 – $40.60

All Arizona hospitals for this procedure →