Protector nerve neurawrap 4cm at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$2,848.96
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$7,458.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$838.28 with United vs $4,412.00 with BCBS - AZ — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Commercial|DignityHealthEmployee | $838.28 | ↓ -71% |
| United | Medicaid|All Plans | $1,101.62 | ↓ -61% |
| Health Choice | Medicaid|All Plans | $1,101.62 | ↓ -61% |
| Aetna | Commercial|All Other Plans | $1,193.28 | ↓ -58% |
| Aetna | Commercial|PPO | $1,193.28 | ↓ -58% |
| Aetna | Commercial|HMO | $1,193.28 | ↓ -58% |
| Cigna | Commercial|Exchange | $1,400.29 | ↓ -51% |
| Cigna | Commercial|LocalPlus SureFit | $1,501.93 | ↓ -47% |
| Aetna | Commercial|All Plans | $1,720.68 | ↓ -40% |
| Cigna | Commercial|All Other Plans | $1,976.22 | ↓ -31% |
| Optum | Commercial|OptumHealth | $2,073.64 | ↓ -27% |
| Cigna | Commercial|LifeSource | $2,426.60 | ↓ -15% |
| Connected Care | Commercial|Intel | $2,470.72 | ↓ -13% |
| Other | Commercial|NTN | $2,647.20 | ↓ -7% |
| LifeTrac | Commercial|All Plans | $2,867.80 | ↑ +1% |
| Health Net | Commercial|Interlink | $3,088.40 | ↑ +8% |
| First Health | Commercial|All Plans | $3,088.40 | ↑ +8% |
| BCBS - AZ | Commercial|Neighborhood | $3,141.62 | ↑ +10% |
| BCBS - AZ | Commercial|MaricopaFocus | $3,141.62 | ↑ +10% |
| MultiPlan | Commercial|All Plans | $3,485.48 | ↑ +22% |
| BCBS - AZ | Commercial|All Other Plans | $4,188.82 | ↑ +47% |
| BCBS - AZ | Commercial|Workers Comp | $4,412.00 | ↑ +55% |
Visitor-reported prices
Comments
Protector nerve neurawrap 4cm at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $3,311.88 | $539.00 – $2,021.25 |
| Banner Estrella Medical Center | Phoenix | $3,172.92 | $539.00 – $4,329.34 |
| Mercy Gilbert Medical Center | Gilbert | $3,934.04 | $1,101.62 – $12,313.84 |
| Banner University Medical Center Tucson | Tucson | $1,975.09 | $539.00 – $3,693.60 |
| Banner University Medical Center South | Tucson | $3,265.56 | $539.00 – $2,601.54 |
| Banner Baywood Medical Center | Mesa | $1,827.30 | $539.00 – $4,329.34 |
| Banner Boswell Medical Center | Sun City | $2,848.68 | $539.00 – $3,305.75 |
| Banner Del Webb Medical Center | Sun City West | $1,746.68 | $539.00 – $2,156.00 |