Pretreat rbc absorption reference at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$92.45

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$242.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.11 with Cigna vs $169.40 with Health Net — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Commercial|Exchange $2.11 ↓ -98%
Cigna Commercial|LocalPlus SureFit $2.26 ↓ -98%
Cigna Commercial|All Other Plans $2.97 ↓ -97%
United Medicaid|All Plans $19.32 ↓ -79%
Health Choice Medicaid|All Plans $19.32 ↓ -79%
United Commercial|Navigate $24.48 ↓ -74%
United Commercial|DignityHealthEmployee $30.21 ↓ -67%
United Commercial|All Other Plans $34.97 ↓ -62%
United Commercial|Options PPO $34.97 ↓ -62%
United Medicare|Dual Complete $61.78 ↓ -33%
Care 1st Medicare|All Plans $63.31 ↓ -32%
Humana Medicare|All Plans $63.31 ↓ -32%
Optum Medicare|OptumCare $63.31 ↓ -32%
Aetna Medicare|All Plans $63.31 ↓ -32%
First Health Medicare|All Plans $63.31 ↓ -32%
United Medicare|All Other Plans $63.31 ↓ -32%
Cigna Medicare|All Plans $63.31 ↓ -32%
BCBS - AZ Medicare|All Plans $63.31 ↓ -32%
Health Choice Medicare|All Plans $63.31 ↓ -32%
Mercy Care Plan Medicaid|All Plans $63.31 ↓ -32%
Mercy Care Plan Medicare|All Plans $63.31 ↓ -32%
Devoted Health Medicare|All Plans $65.21 ↓ -29%
Optum Medicare|OptumHealth $69.64 ↓ -25%
First Health Commercial|All Plans $104.94 ↑ +14%
Aetna Commercial|All Plans $105.68 ↑ +14%
Optum Commercial|OptumHealth $113.74 ↑ +23%
BCBS - AZ Commercial|Neighborhood $114.87 ↑ +24%
BCBS - AZ Commercial|MaricopaFocus $114.87 ↑ +24%
MultiPlan Commercial|All Plans $128.79 ↑ +39%
Cigna Commercial|LifeSource $133.10 ↑ +44%
Other Commercial|NTN $145.20 ↑ +57%
BCBS - AZ Commercial|All Other Plans $153.16 ↑ +66%
LifeTrac Commercial|All Plans $157.30 ↑ +70%
Aetna Commercial|All Other Plans $159.00 ↑ +72%
BCBS - AZ Commercial|Workers Comp $159.00 ↑ +72%
Aetna Commercial|HMO $159.00 ↑ +72%
Aetna Commercial|PPO $159.00 ↑ +72%
Health Net Commercial|Interlink $169.40 ↑ +83%

Visitor-reported prices

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Pretreat rbc absorption reference at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $52.63 $1.78 – $207.75
Banner Estrella Medical Center Phoenix $67.86 $1.78 – $207.75
Arizona General Hospital Laveen Phoenix $46.03 $2.97 – $164.22
Mercy Gilbert Medical Center Gilbert $62.24 $2.11 – $194.81
Banner University Medical Center Tucson Tucson $59.56 $1.98 – $221.60
Banner University Medical Center South Tucson $37.67 $1.98 – $221.60
Banner Baywood Medical Center Mesa $46.54 $1.78 – $207.75
Banner Boswell Medical Center Sun City $50.69 $1.78 – $221.60

All Arizona hospitals for this procedure →