Prcrd drg 6+yr without anomly at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$1,338.91
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,505.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$252.48 with United vs $16,426.00 with BCBS - AZ — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|All Plans | $252.48 | ↓ -81% |
| Health Choice | Medicaid|All Plans | $252.48 | ↓ -81% |
| United | Commercial|DignityHealthEmployee | $665.95 | ↓ -50% |
| Optum | Commercial|OptumHealth | $1,647.35 | ↑ +23% |
| Cigna | Commercial|LifeSource | $1,927.75 | ↑ +44% |
| Other | Commercial|NTN | $2,103.00 | ↑ +57% |
| LifeTrac | Commercial|All Plans | $2,278.25 | ↑ +70% |
| Connected Care | Commercial|Intel | $2,313.30 | ↑ +73% |
| First Health | Commercial|All Plans | $2,453.50 | ↑ +83% |
| Health Net | Commercial|Interlink | $2,453.50 | ↑ +83% |
| MultiPlan | Commercial|All Plans | $2,768.95 | ↑ +107% |
| Cigna | Commercial|Exchange | $3,503.00 | ↑ +162% |
| Cigna | Commercial|LocalPlus SureFit | $3,750.00 | ↑ +180% |
| Cigna | Commercial|All Other Plans | $4,934.00 | ↑ +269% |
| BCBS - AZ | Commercial|Neighborhood | $8,312.30 | ↑ +521% |
| BCBS - AZ | Commercial|MaricopaFocus | $8,312.30 | ↑ +521% |
| Aetna | Commercial|All Other Plans | $9,412.00 | ↑ +603% |
| Aetna | Commercial|PPO | $9,412.00 | ↑ +603% |
| Aetna | Commercial|HMO | $9,412.00 | ↑ +603% |
| Aetna | Commercial|All Plans | $10,632.00 | ↑ +694% |
| BCBS - AZ | Commercial|All Other Plans | $11,083.07 | ↑ +728% |
| BCBS - AZ | Commercial|Workers Comp | $16,426.00 | ↑ +1127% |
Visitor-reported prices
Comments
Prcrd drg 6+yr without anomly at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $929.01 | $519.00 – $4,640.00 |
| Banner Estrella Medical Center | Phoenix | $1,004.26 | $519.00 – $11,454.85 |
| Arizona General Hospital Laveen | Phoenix | not published | $252.48 – $7,183.65 |
| Banner University Medical Center Tucson | Tucson | $521.63 | $287.40 – $9,772.77 |
| Banner University Medical Center South | Tucson | $757.30 | $287.40 – $6,883.32 |
| Banner Baywood Medical Center | Mesa | $887.49 | $519.00 – $11,454.85 |
| Banner Boswell Medical Center | Sun City | $749.95 | $519.00 – $8,746.57 |
| Banner Casa Grande Medical Center | Casa Grande | $718.82 | $519.00 – $6,708.21 |