Pr moderate sedation same physician >= 5 years initial 15 minutes at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$255.94

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$670.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.52 with United vs $529.30 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $12.52 ↓ -95%
Health Choice Medicaid|All Plans $12.52 ↓ -95%
BCBS - AZ Commercial|Neighborhood $51.69 ↓ -80%
BCBS - AZ Commercial|MaricopaFocus $51.69 ↓ -80%
BCBS - AZ Commercial|All Other Plans $68.91 ↓ -73%
BCBS - AZ Commercial|Workers Comp $102.14 ↓ -60%
United Commercial|DignityHealthEmployee $127.30 ↓ -50%
Optum Commercial|OptumHealth $314.90 ↑ +23%
Cigna Commercial|LifeSource $368.50 ↑ +44%
Other Commercial|NTN $402.00 ↑ +57%
LifeTrac Commercial|All Plans $435.50 ↑ +70%
First Health Commercial|All Plans $442.20 ↑ +73%
Health Net Commercial|Interlink $469.00 ↑ +83%
MultiPlan Commercial|All Plans $529.30 ↑ +107%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Pr moderate sedation same physician >= 5 years initial 15 minutes at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $177.60 $27.71 – $416.25
Banner Estrella Medical Center Phoenix $226.44 $71.23 – $416.25
Arizona General Hospital Laveen Phoenix $181.60 $12.52 – $647.89
Mercy Gilbert Medical Center Gilbert $105.78 $12.52 – $330.33
Banner University Medical Center Tucson Tucson $159.56 $60.77 – $388.00
Banner University Medical Center South Tucson $145.01 $42.80 – $388.00
Banner Baywood Medical Center Mesa $158.73 $71.23 – $416.25
Banner Boswell Medical Center Sun City $175.38 $54.39 – $444.00

All Arizona hospitals for this procedure →