Plmt nephroureteral catheter at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$3,288.26

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,608.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$260.35 with Health Choice vs $7,690.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Medicaid|All Plans $260.35 ↓ -92%
United Medicaid|All Plans $260.35 ↓ -92%
BCBS - AZ Commercial|Neighborhood $1,053.59 ↓ -68%
BCBS - AZ Commercial|MaricopaFocus $1,053.59 ↓ -68%
United Commercial|DignityHealthEmployee $1,090.41 ↓ -67%
BCBS - AZ Commercial|All Other Plans $1,404.79 ↓ -57%
BCBS - AZ Commercial|Workers Comp $2,082.01 ↓ -37%
Optum Commercial|OptumHealth $2,697.33 ↓ -18%
Cigna Commercial|LifeSource $3,156.45 ↓ -4%
Other Commercial|NTN $3,443.40 ↑ +5%
United Medicare|Dual Complete $3,587.20 ↑ +9%
Care 1st Medicare|All Plans $3,675.98 ↑ +12%
Humana Medicare|All Plans $3,675.98 ↑ +12%
Optum Medicare|OptumCare $3,675.98 ↑ +12%
Aetna Medicare|All Plans $3,675.98 ↑ +12%
First Health Medicare|All Plans $3,675.98 ↑ +12%
United Medicare|All Other Plans $3,675.98 ↑ +12%
Cigna Medicare|All Plans $3,675.98 ↑ +12%
BCBS - AZ Medicare|All Plans $3,675.98 ↑ +12%
Health Choice Medicare|All Plans $3,675.98 ↑ +12%
Mercy Care Plan Medicaid|All Plans $3,675.98 ↑ +12%
Mercy Care Plan Medicare|All Plans $3,675.98 ↑ +12%
LifeTrac Commercial|All Plans $3,730.35 ↑ +13%
Devoted Health Medicare|All Plans $3,786.26 ↑ +15%
Health Net Commercial|Interlink $4,017.30 ↑ +22%
First Health Commercial|All Plans $4,017.30 ↑ +22%
Optum Medicare|OptumHealth $4,043.58 ↑ +23%
MultiPlan Commercial|All Plans $4,533.81 ↑ +38%
Cigna Commercial|Exchange $5,460.00 ↑ +66%
Cigna Commercial|LocalPlus SureFit $5,844.00 ↑ +78%
Cigna Commercial|All Other Plans $7,690.00 ↑ +134%

Visitor-reported prices

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Plmt nephroureteral catheter at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $2,382.13 $564.86 – $11,751.00
Banner Estrella Medical Center Phoenix $2,575.10 $887.20 – $11,751.00
Arizona General Hospital Laveen Phoenix not published $260.35 – $3,786.26
Mercy Gilbert Medical Center Gilbert $2,162.34 $260.35 – $6,565.02
Banner University Medical Center Tucson Tucson $2,907.27 $1,067.80 – $10,630.00
Banner University Medical Center South Tucson $4,220.74 $872.47 – $10,630.00
Banner Baywood Medical Center Mesa $2,275.67 $887.20 – $11,751.00
Banner Boswell Medical Center Sun City $1,923.01 $887.20 – $11,751.00

All Arizona hospitals for this procedure →