Placement occlusive device venous/arterial access site post procedure at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$523.73

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,371.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$191.94 with United vs $1,083.09 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $191.94 ↓ -63%
United Commercial|DignityHealthEmployee $260.49 ↓ -50%
Optum Commercial|OptumHealth $644.37 ↑ +23%
Cigna Commercial|LifeSource $754.05 ↑ +44%
Other Commercial|NTN $822.60 ↑ +57%
LifeTrac Commercial|All Plans $891.15 ↑ +70%
First Health Commercial|All Plans $959.70 ↑ +83%
Health Net Commercial|Interlink $959.70 ↑ +83%
MultiPlan Commercial|All Plans $1,083.09 ↑ +107%

Visitor-reported prices

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Placement occlusive device venous/arterial access site post procedure at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $253.82 $141.80 – $2,114.00
Banner Estrella Medical Center Phoenix $274.38 $141.80 – $2,114.00
Mercy Gilbert Medical Center Gilbert $415.25 $236.32 – $1,299.76
Banner University Medical Center Tucson Tucson $842.89 $464.40 – $2,041.00
Banner University Medical Center South Tucson $1,223.69 $464.40 – $2,041.00
Banner Baywood Medical Center Mesa $242.48 $141.80 – $2,114.00
Banner Boswell Medical Center Sun City $204.90 $141.80 – $2,114.00
Banner Casa Grande Medical Center Casa Grande $196.39 $141.80 – $1,851.00

All Arizona hospitals for this procedure →