Pet CT whole body initial at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$4,083.97

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$10,691.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,517.05 with United vs $10,691.00 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicare|Dual Complete $1,517.05 ↓ -63%
Health Choice Medicare|All Plans $1,554.59 ↓ -62%
Health Choice Medicaid|All Plans $1,554.59 ↓ -62%
Optum Medicare|OptumCare $1,554.59 ↓ -62%
Care 1st Medicare|All Plans $1,554.59 ↓ -62%
Mercy Care Plan Medicare|All Plans $1,554.59 ↓ -62%
Aetna Medicare|All Plans $1,554.59 ↓ -62%
Mercy Care Plan Medicaid|All Plans $1,554.59 ↓ -62%
First Health Medicare|All Plans $1,554.59 ↓ -62%
Humana Medicare|All Plans $1,554.59 ↓ -62%
BCBS - AZ Medicare|All Plans $1,554.59 ↓ -62%
United Medicare|All Other Plans $1,554.59 ↓ -62%
Cigna Medicare|All Plans $1,554.59 ↓ -62%
United Medicaid|All Plans $1,569.20 ↓ -62%
Optum Medicare|OptumHealth $1,710.05 ↓ -58%
United Commercial|DignityHealthEmployee $2,031.29 ↓ -50%
United Commercial|Navigate $3,353.85 ↓ -18%
United Commercial|All Other Plans $3,353.85 ↓ -18%
United Commercial|Options PPO $3,353.85 ↓ -18%
Cigna Commercial|Exchange $4,688.00 ↑ +15%
Cigna Commercial|LocalPlus SureFit $5,018.00 ↑ +23%
Optum Commercial|OptumHealth $5,024.77 ↑ +23%
Cigna Commercial|LifeSource $5,880.05 ↑ +44%
Other Commercial|NTN $6,414.60 ↑ +57%
Connected Care Commercial|Intel $6,528.00 ↑ +60%
Cigna Commercial|All Other Plans $6,603.00 ↑ +62%
Aetna Commercial|All Plans $6,658.28 ↑ +63%
LifeTrac Commercial|All Plans $6,949.15 ↑ +70%
First Health Commercial|All Plans $7,483.70 ↑ +83%
Health Net Commercial|Interlink $7,483.70 ↑ +83%
BCBS - AZ Commercial|MaricopaFocus $8,123.53 ↑ +99%
BCBS - AZ Commercial|Neighborhood $8,123.53 ↑ +99%
MultiPlan Commercial|All Plans $8,445.89 ↑ +107%
BCBS - AZ Commercial|Workers Comp $10,691.00 ↑ +162%
BCBS - AZ Commercial|All Other Plans $10,691.00 ↑ +162%

Visitor-reported prices

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Pet CT whole body initial at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $2,655.34 $1,073.25 – $5,486.25
Banner University Medical Center South Tucson $2,259.14 $1,073.25 – $6,064.80
Banner Casa Grande Medical Center Casa Grande $1,798.25 $1,073.25 – $5,486.25
Banner Gateway Medical Center Gilbert $2,289.59 $1,073.25 – $5,486.25
Banner Payson Medical Center Payson $2,195.05 $1,073.25 – $4,520.70
Banner Thunderbird Medical Center Glendale $1,836.07 $72.99 – $5,486.25
Yavapai Regional Medical Center (East) Prescott $5,521.97 $1,554.59 – $6,325.70

All Arizona hospitals for this procedure →