Pelvic CT scan (without contrast) at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,367.18

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,579.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$110.60 with United vs $2,827.41 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicare|Dual Complete $110.60 ↓ -92%
Humana Medicare|All Plans $113.34 ↓ -92%
Mercy Care Plan Medicare|All Plans $113.34 ↓ -92%
Optum Medicare|OptumCare $113.34 ↓ -92%
United Medicare|All Other Plans $113.34 ↓ -92%
Health Choice Medicare|All Plans $113.34 ↓ -92%
Health Choice Medicaid|All Plans $113.34 ↓ -92%
Aetna Medicare|All Plans $113.34 ↓ -92%
BCBS - AZ Medicare|All Plans $113.34 ↓ -92%
Cigna Medicare|All Plans $113.34 ↓ -92%
First Health Medicare|All Plans $113.34 ↓ -92%
Care 1st Medicare|All Plans $113.34 ↓ -92%
Mercy Care Plan Medicaid|All Plans $113.34 ↓ -92%
Devoted Health Medicare|All Plans $116.74 ↓ -91%
Optum Medicare|OptumHealth $124.67 ↓ -91%
United Medicaid|All Plans $143.40 ↓ -90%
United Commercial|Options PPO $235.69 ↓ -83%
United Commercial|All Other Plans $235.69 ↓ -83%
United Commercial|Navigate $235.69 ↓ -83%
Aetna Commercial|All Plans $623.35 ↓ -54%
United Commercial|DignityHealthEmployee $680.01 ↓ -50%
Aetna Commercial|HMO $1,011.57 ↓ -26%
Aetna Commercial|All Other Plans $1,011.57 ↓ -26%
Aetna Commercial|PPO $1,011.57 ↓ -26%
Cigna Commercial|Exchange $1,018.00 ↓ -26%
Cigna Commercial|LocalPlus SureFit $1,090.00 ↓ -20%
Connected Care Commercial|Intel $1,151.00 ↓ -16%
Cigna Commercial|All Other Plans $1,434.00 ↑ +5%
Optum Commercial|OptumHealth $1,682.13 ↑ +23%
Cigna Commercial|LifeSource $1,968.45 ↑ +44%
Other Commercial|NTN $2,147.40 ↑ +57%
LifeTrac Commercial|All Plans $2,326.35 ↑ +70%
First Health Commercial|All Plans $2,362.14 ↑ +73%
Health Net Commercial|Interlink $2,505.30 ↑ +83%
MultiPlan Commercial|All Plans $2,827.41 ↑ +107%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Pelvic CT scan (without contrast) at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $324.86 $79.00 – $1,467.75
Banner Estrella Medical Center Phoenix $389.44 $79.00 – $1,467.75
Arizona General Hospital Laveen Phoenix $1,100.12 $113.34 – $3,924.87
Mercy Gilbert Medical Center Gilbert $919.31 $113.34 – $2,877.49
Banner University Medical Center Tucson Tucson $300.56 $79.00 – $1,849.60
Banner University Medical Center South Tucson $293.62 $79.00 – $1,849.60
Banner Baywood Medical Center Mesa $307.25 $79.00 – $1,467.75
Banner Boswell Medical Center Sun City $311.16 $79.00 – $1,565.60

All Arizona hospitals for this procedure →