Neck (Cervical Spine) CT scan (without contrast) at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$1,828.64
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,787.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$110.60 with United vs $3,781.73 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicare|Dual Complete | $110.60 | ↓ -94% |
| Humana | Medicare|All Plans | $113.34 | ↓ -94% |
| Mercy Care Plan | Medicare|All Plans | $113.34 | ↓ -94% |
| Optum | Medicare|OptumCare | $113.34 | ↓ -94% |
| United | Medicare|All Other Plans | $113.34 | ↓ -94% |
| Health Choice | Medicare|All Plans | $113.34 | ↓ -94% |
| Health Choice | Medicaid|All Plans | $113.34 | ↓ -94% |
| Aetna | Medicare|All Plans | $113.34 | ↓ -94% |
| BCBS - AZ | Medicare|All Plans | $113.34 | ↓ -94% |
| Cigna | Medicare|All Plans | $113.34 | ↓ -94% |
| First Health | Medicare|All Plans | $113.34 | ↓ -94% |
| Care 1st | Medicare|All Plans | $113.34 | ↓ -94% |
| Mercy Care Plan | Medicaid|All Plans | $113.34 | ↓ -94% |
| Devoted Health | Medicare|All Plans | $116.74 | ↓ -94% |
| Optum | Medicare|OptumHealth | $124.67 | ↓ -93% |
| United | Medicaid|All Plans | $140.19 | ↓ -92% |
| United | Commercial|Options PPO | $235.69 | ↓ -87% |
| United | Commercial|All Other Plans | $235.69 | ↓ -87% |
| United | Commercial|Navigate | $235.69 | ↓ -87% |
| Aetna | Commercial|All Plans | $630.60 | ↓ -66% |
| United | Commercial|DignityHealthEmployee | $909.53 | ↓ -50% |
| Cigna | Commercial|Exchange | $1,018.00 | ↓ -44% |
| Aetna | Commercial|HMO | $1,023.34 | ↓ -44% |
| Aetna | Commercial|All Other Plans | $1,023.34 | ↓ -44% |
| Aetna | Commercial|PPO | $1,023.34 | ↓ -44% |
| Cigna | Commercial|LocalPlus SureFit | $1,090.00 | ↓ -40% |
| Connected Care | Commercial|Intel | $1,151.00 | ↓ -37% |
| Cigna | Commercial|All Other Plans | $1,434.00 | ↓ -22% |
| Optum | Commercial|OptumHealth | $2,249.89 | ↑ +23% |
| Cigna | Commercial|LifeSource | $2,632.85 | ↑ +44% |
| Other | Commercial|NTN | $2,872.20 | ↑ +57% |
| LifeTrac | Commercial|All Plans | $3,111.55 | ↑ +70% |
| First Health | Commercial|All Plans | $3,159.42 | ↑ +73% |
| Health Net | Commercial|Interlink | $3,350.90 | ↑ +83% |
| MultiPlan | Commercial|All Plans | $3,781.73 | ↑ +107% |
Visitor-reported prices
Comments
Neck (Cervical Spine) CT scan (without contrast) at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $438.57 | $79.00 – $1,981.50 |
| Banner Estrella Medical Center | Phoenix | $525.76 | $79.00 – $1,981.50 |
| Arizona General Hospital Laveen | Phoenix | $1,035.08 | $113.34 – $3,692.84 |
| Mercy Gilbert Medical Center | Gilbert | $1,108.48 | $113.34 – $3,469.62 |
| Banner University Medical Center Tucson | Tucson | $285.09 | $79.00 – $1,754.40 |
| Banner University Medical Center South | Tucson | $278.51 | $79.00 – $1,754.40 |
| Banner Baywood Medical Center | Mesa | $414.79 | $79.00 – $1,981.50 |
| Banner Boswell Medical Center | Sun City | $420.08 | $79.00 – $2,113.60 |