Myelogphy 2/> spine regions at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,444.04

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,398.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$160.57 with United vs $5,054.42 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $160.57 ↓ -93%
BCBS - AZ Commercial|MaricopaFocus $355.63 ↓ -85%
BCBS - AZ Commercial|Neighborhood $355.63 ↓ -85%
BCBS - AZ Commercial|All Other Plans $474.17 ↓ -81%
Aetna Commercial|All Plans $633.37 ↓ -74%
BCBS - AZ Commercial|Workers Comp $699.71 ↓ -71%
United Medicare|Dual Complete $821.73 ↓ -66%
Health Choice Medicare|All Plans $842.06 ↓ -66%
Humana Medicare|All Plans $842.06 ↓ -66%
Optum Medicare|OptumCare $842.06 ↓ -66%
Care 1st Medicare|All Plans $842.06 ↓ -66%
Aetna Medicare|All Plans $842.06 ↓ -66%
Mercy Care Plan Medicare|All Plans $842.06 ↓ -66%
First Health Medicare|All Plans $842.06 ↓ -66%
United Medicare|All Other Plans $842.06 ↓ -66%
Mercy Care Plan Medicaid|All Plans $842.06 ↓ -66%
Cigna Medicare|All Plans $842.06 ↓ -66%
BCBS - AZ Medicare|All Plans $842.06 ↓ -66%
Health Choice Medicaid|All Plans $842.06 ↓ -66%
Optum Medicare|OptumHealth $926.27 ↓ -62%
United Commercial|DignityHealthEmployee $1,215.62 ↓ -50%
Cigna Commercial|Exchange $1,615.37 ↓ -34%
United Commercial|Navigate $1,716.48 ↓ -30%
United Commercial|Options PPO $1,716.48 ↓ -30%
United Commercial|All Other Plans $1,716.48 ↓ -30%
Cigna Commercial|LocalPlus SureFit $1,729.13 ↓ -29%
Cigna Commercial|All Other Plans $2,275.17 ↓ -7%
Optum Commercial|OptumHealth $3,007.06 ↑ +23%
Cigna Commercial|LifeSource $3,518.90 ↑ +44%
Other Commercial|NTN $3,838.80 ↑ +57%
LifeTrac Commercial|All Plans $4,158.70 ↑ +70%
Health Net Commercial|Interlink $4,478.60 ↑ +83%
First Health Commercial|All Plans $4,478.60 ↑ +83%
MultiPlan Commercial|All Plans $5,054.42 ↑ +107%

Visitor-reported prices

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Myelogphy 2/> spine regions at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $762.25 $137.96 – $2,027.25
Banner Estrella Medical Center Phoenix $705.48 $354.62 – $2,027.25
Arizona General Hospital Laveen Phoenix $1,006.23 $160.57 – $3,589.90
Mercy Gilbert Medical Center Gilbert $469.37 $160.57 – $1,469.16
Banner University Medical Center Tucson Tucson $579.60 $231.20 – $1,545.60
Banner University Medical Center South Tucson $595.06 $213.09 – $1,545.60
Banner Baywood Medical Center Mesa $778.46 $354.62 – $2,027.25
Banner Boswell Medical Center Sun City $659.53 $270.78 – $2,162.40

All Arizona hospitals for this procedure →