Msh2 gene dup/delete variant at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$305.22
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$799.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$89.59 with United vs $699.00 with BCBS - AZ — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Commercial|Navigate | $89.59 | ↓ -71% |
| United | Commercial|Options PPO | $127.98 | ↓ -58% |
| United | Commercial|All Other Plans | $127.98 | ↓ -58% |
| United | Commercial|DignityHealthEmployee | $132.81 | ↓ -56% |
| Mercy Care Plan | Medicare|All Plans | $213.30 | ↓ -30% |
| Aetna | Medicare|All Plans | $213.30 | ↓ -30% |
| Mercy Care Plan | Medicaid|All Plans | $213.30 | ↓ -30% |
| First Health | Medicare|All Plans | $213.30 | ↓ -30% |
| BCBS - AZ | Medicare|All Plans | $213.30 | ↓ -30% |
| Humana | Medicare|All Plans | $213.30 | ↓ -30% |
| Optum | Medicare|OptumCare | $213.30 | ↓ -30% |
| Care 1st | Medicare|All Plans | $213.30 | ↓ -30% |
| United | Medicare|Dual Complete | $213.30 | ↓ -30% |
| Health Choice | Medicare|All Plans | $213.30 | ↓ -30% |
| Health Choice | Medicaid|All Plans | $213.30 | ↓ -30% |
| Cigna | Medicare|All Plans | $213.30 | ↓ -30% |
| United | Medicare|All Other Plans | $213.30 | ↓ -30% |
| United | Medicaid|All Plans | $218.63 | ↓ -28% |
| Optum | Medicare|OptumHealth | $234.63 | ↓ -23% |
| Optum | Commercial|OptumHealth | $328.53 | ↑ +8% |
| Cigna | Commercial|LifeSource | $384.45 | ↑ +26% |
| Other | Commercial|NTN | $419.40 | ↑ +37% |
| Cigna | Commercial|Exchange | $443.68 | ↑ +45% |
| LifeTrac | Commercial|All Plans | $454.35 | ↑ +49% |
| Cigna | Commercial|LocalPlus SureFit | $474.18 | ↑ +55% |
| Health Net | Commercial|Interlink | $489.30 | ↑ +60% |
| First Health | Commercial|All Plans | $489.30 | ↑ +60% |
| MultiPlan | Commercial|All Plans | $552.21 | ↑ +81% |
| Cigna | Commercial|All Other Plans | $623.93 | ↑ +104% |
| Aetna | Commercial|All Plans | $671.39 | ↑ +120% |
| BCBS - AZ | Commercial|Workers Comp | $699.00 | ↑ +129% |
| BCBS - AZ | Commercial|Neighborhood | $699.00 | ↑ +129% |
| BCBS - AZ | Commercial|MaricopaFocus | $699.00 | ↑ +129% |
| BCBS - AZ | Commercial|All Other Plans | $699.00 | ↑ +129% |
Visitor-reported prices
Comments
Msh2 gene dup/delete variant at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Desert Medical Center | Mesa | $281.60 | $213.30 – $480.00 |
| Banner Thunderbird Medical Center | Glendale | $138.88 | $72.99 – $480.00 |
| Yavapai Regional Medical Center (East) | Prescott | $483.79 | $213.30 – $554.20 |