MRI orbit/face/neck without & w/contrast at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,598.37

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,802.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$365.84 with Health Choice vs $5,373.58 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Medicaid|All Plans $365.84 ↓ -86%
United Medicaid|All Plans $365.84 ↓ -86%
United Medicare|Dual Complete $371.44 ↓ -86%
Optum Medicare|OptumCare $380.64 ↓ -85%
Mercy Care Plan Medicaid|All Plans $380.64 ↓ -85%
Health Choice Medicare|All Plans $380.64 ↓ -85%
BCBS - AZ Medicare|All Plans $380.64 ↓ -85%
Aetna Medicare|All Plans $380.64 ↓ -85%
United Medicare|All Other Plans $380.64 ↓ -85%
Humana Medicare|All Plans $380.64 ↓ -85%
Mercy Care Plan Medicare|All Plans $380.64 ↓ -85%
Cigna Medicare|All Plans $380.64 ↓ -85%
First Health Medicare|All Plans $380.64 ↓ -85%
Care 1st Medicare|All Plans $380.64 ↓ -85%
Devoted Health Medicare|All Plans $392.06 ↓ -85%
Optum Medicare|OptumHealth $418.70 ↓ -84%
United Commercial|All Other Plans $824.45 ↓ -68%
United Commercial|Navigate $824.45 ↓ -68%
United Commercial|Options PPO $824.45 ↓ -68%
Cigna Commercial|Exchange $1,231.00 ↓ -53%
United Commercial|DignityHealthEmployee $1,292.38 ↓ -50%
Cigna Commercial|LocalPlus SureFit $1,318.00 ↓ -49%
Connected Care Commercial|Intel $1,389.00 ↓ -47%
Cigna Commercial|All Other Plans $1,734.00 ↓ -33%
Aetna Commercial|All Plans $1,838.25 ↓ -29%
Aetna Commercial|All Other Plans $2,983.12 ↑ +15%
Aetna Commercial|HMO $2,983.12 ↑ +15%
Aetna Commercial|PPO $2,983.12 ↑ +15%
Optum Commercial|OptumHealth $3,196.94 ↑ +23%
Cigna Commercial|LifeSource $3,741.10 ↑ +44%
Other Commercial|NTN $4,081.20 ↑ +57%
LifeTrac Commercial|All Plans $4,421.30 ↑ +70%
First Health Commercial|All Plans $4,489.32 ↑ +73%
Health Net Commercial|Interlink $4,761.40 ↑ +83%
MultiPlan Commercial|All Plans $5,373.58 ↑ +107%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

MRI orbit/face/neck without & w/contrast at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $485.11 $266.89 – $2,288.25
Banner Estrella Medical Center Phoenix $543.08 $266.89 – $2,288.25
Arizona General Hospital Laveen Phoenix $1,252.18 $365.84 – $4,467.36
Mercy Gilbert Medical Center Gilbert $1,689.53 $365.84 – $5,288.36
Banner University Medical Center Tucson Tucson $435.06 $266.89 – $1,933.60
Banner University Medical Center South Tucson $323.88 $266.89 – $1,933.60
Banner Baywood Medical Center Mesa $506.47 $266.89 – $2,288.25
Banner Boswell Medical Center Sun City $503.42 $266.89 – $2,440.80

All Arizona hospitals for this procedure →