MRA upper extremity post contrast-bil at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$697.15
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,825.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$324.14 with United vs $1,706.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Commercial|DignityHealthEmployee | $324.14 | ↓ -54% |
| United | Medicaid|All Plans | $369.06 | ↓ -47% |
| United | Commercial|Navigate | $598.97 | ↓ -14% |
| United | Commercial|Options PPO | $598.97 | ↓ -14% |
| United | Commercial|All Other Plans | $598.97 | ↓ -14% |
| Optum | Commercial|OptumHealth | $801.82 | ↑ +15% |
| Cigna | Commercial|LifeSource | $938.30 | ↑ +35% |
| Other | Commercial|NTN | $1,023.60 | ↑ +47% |
| LifeTrac | Commercial|All Plans | $1,108.90 | ↑ +59% |
| First Health | Commercial|All Plans | $1,194.20 | ↑ +71% |
| Health Net | Commercial|Interlink | $1,194.20 | ↑ +71% |
| MultiPlan | Commercial|All Plans | $1,347.74 | ↑ +93% |
| Cigna | Commercial|Exchange | $1,409.00 | ↑ +102% |
| Cigna | Commercial|LocalPlus SureFit | $1,509.00 | ↑ +116% |
| Connected Care | Commercial|Intel | $1,583.00 | ↑ +127% |
| Cigna | Commercial|All Other Plans | $1,706.00 | ↑ +145% |
| Aetna | Commercial|All Plans | $1,706.00 | ↑ +145% |
Visitor-reported prices
Comments
MRA upper extremity post contrast-bil at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $740.54 | $511.60 – $1,918.50 |
| Banner University Medical Center Tucson | Tucson | $836.89 | $680.40 – $2,721.60 |
| Banner University Medical Center South | Tucson | $806.27 | $680.40 – $2,721.60 |
| Banner Baywood Medical Center | Mesa | $337.66 | $511.60 – $1,918.50 |
| Banner Casa Grande Medical Center | Casa Grande | $943.25 | $511.60 – $1,918.50 |
| Banner Del Webb Medical Center | Sun City West | $1,021.29 | $562.54 – $3,069.60 |
| Banner Desert Medical Center | Mesa | $801.93 | $511.60 – $1,918.50 |
| Banner Ironwood Medical Center | San Tan Valley | $1,162.69 | $511.60 – $1,918.50 |