Mayo repu protein electrophoresis urine at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$119.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$314.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.49 with United vs $111.00 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Navigate $7.49 ↓ -94%
United Commercial|Options PPO $10.70 ↓ -91%
United Commercial|All Other Plans $10.70 ↓ -91%
Care 1st Medicare|All Plans $17.83 ↓ -85%
Aetna Medicare|All Plans $17.83 ↓ -85%
Mercy Care Plan Medicare|All Plans $17.83 ↓ -85%
First Health Medicare|All Plans $17.83 ↓ -85%
Health Choice Medicaid|All Plans $17.83 ↓ -85%
Humana Medicare|All Plans $17.83 ↓ -85%
Optum Medicare|OptumCare $17.83 ↓ -85%
United Medicare|All Other Plans $17.83 ↓ -85%
United Medicare|Dual Complete $17.83 ↓ -85%
Mercy Care Plan Medicaid|All Plans $17.83 ↓ -85%
Cigna Medicare|All Plans $17.83 ↓ -85%
Health Choice Medicare|All Plans $17.83 ↓ -85%
BCBS - AZ Medicare|All Plans $17.83 ↓ -85%
United Medicaid|All Plans $18.28 ↓ -85%
Optum Medicare|OptumHealth $19.61 ↓ -84%
United Commercial|DignityHealthEmployee $21.09 ↓ -82%
Cigna Commercial|Exchange $37.09 ↓ -69%
Cigna Commercial|LocalPlus SureFit $39.64 ↓ -67%
Cigna Commercial|All Other Plans $52.16 ↓ -57%
Optum Commercial|OptumHealth $52.17 ↓ -57%
Aetna Commercial|All Plans $56.10 ↓ -53%
BCBS - AZ Commercial|MaricopaFocus $58.34 ↓ -51%
BCBS - AZ Commercial|Neighborhood $58.34 ↓ -51%
Cigna Commercial|LifeSource $61.05 ↓ -49%
Other Commercial|NTN $66.60 ↓ -44%
LifeTrac Commercial|All Plans $72.15 ↓ -40%
Health Net Commercial|Interlink $77.70 ↓ -35%
First Health Commercial|All Plans $77.70 ↓ -35%
BCBS - AZ Commercial|All Other Plans $77.79 ↓ -35%
MultiPlan Commercial|All Plans $87.69 ↓ -27%
BCBS - AZ Commercial|Workers Comp $111.00 ↓ -7%

Visitor-reported prices

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Mayo repu protein electrophoresis urine at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $8.64 $17.83 – $40.50
Banner Estrella Medical Center Phoenix $8.53 $17.83 – $40.50
Arizona General Hospital Laveen Phoenix $79.47 $10.69 – $90.69
Mercy Gilbert Medical Center Gilbert $19.75 $9.94 – $54.67
Banner University Medical Center Tucson Tucson $8.75 $17.83 – $43.20
Banner University Medical Center South Tucson $8.42 $17.83 – $43.20
Banner Baywood Medical Center Mesa $6.86 $17.83 – $40.50
Banner Behavioral Health Hospital Scottsdale $31.64 $17.83 – $37.80

All Arizona hospitals for this procedure →