Mayo leptospira antibody igm at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$31.33

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$82.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.80 with United vs $82.00 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Navigate $6.80 ↓ -78%
United Commercial|Options PPO $9.72 ↓ -69%
United Commercial|All Other Plans $9.72 ↓ -69%
United Commercial|DignityHealthEmployee $15.58 ↓ -50%
Mercy Care Plan Medicare|All Plans $16.20 ↓ -48%
Aetna Medicare|All Plans $16.20 ↓ -48%
Mercy Care Plan Medicaid|All Plans $16.20 ↓ -48%
First Health Medicare|All Plans $16.20 ↓ -48%
BCBS - AZ Medicare|All Plans $16.20 ↓ -48%
Humana Medicare|All Plans $16.20 ↓ -48%
Optum Medicare|OptumCare $16.20 ↓ -48%
Care 1st Medicare|All Plans $16.20 ↓ -48%
United Medicare|All Other Plans $16.20 ↓ -48%
United Medicare|Dual Complete $16.20 ↓ -48%
Health Choice Medicare|All Plans $16.20 ↓ -48%
Cigna Medicare|All Plans $16.20 ↓ -48%
Health Choice Medicaid|All Plans $16.20 ↓ -48%
United Medicaid|All Plans $16.61 ↓ -47%
Optum Medicare|OptumHealth $17.82 ↓ -43%
Cigna Commercial|Exchange $33.70 ↑ +8%
Cigna Commercial|LocalPlus SureFit $36.01 ↑ +15%
Optum Commercial|OptumHealth $38.54 ↑ +23%
Cigna Commercial|LifeSource $45.10 ↑ +44%
Cigna Commercial|All Other Plans $47.39 ↑ +51%
Other Commercial|NTN $49.20 ↑ +57%
Aetna Commercial|All Plans $51.01 ↑ +63%
LifeTrac Commercial|All Plans $53.30 ↑ +70%
BCBS - AZ Commercial|Neighborhood $55.83 ↑ +78%
BCBS - AZ Commercial|MaricopaFocus $55.83 ↑ +78%
Health Net Commercial|Interlink $57.40 ↑ +83%
First Health Commercial|All Plans $57.40 ↑ +83%
MultiPlan Commercial|All Plans $64.78 ↑ +107%
BCBS - AZ Commercial|All Other Plans $74.43 ↑ +138%
BCBS - AZ Commercial|Workers Comp $82.00 ↑ +162%

Visitor-reported prices

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Mayo leptospira antibody igm at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $29.26 $16.20 – $36.75
Banner Estrella Medical Center Phoenix $37.73 $16.20 – $36.75
Arizona General Hospital Laveen Phoenix $52.90 $9.72 – $188.73
Mercy Gilbert Medical Center Gilbert $15.95 $9.08 – $49.90
Banner University Medical Center Tucson Tucson $33.11 $16.20 – $39.20
Banner University Medical Center South Tucson $20.94 $16.20 – $39.20
Banner Baywood Medical Center Mesa $25.87 $16.20 – $36.75
Banner Boswell Medical Center Sun City $28.18 $16.20 – $39.20

All Arizona hospitals for this procedure →