Mayo hvdip HIV 2 antibody at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$20.63

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$54.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.68 with United vs $44.00 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Navigate $5.68 ↓ -72%
United Commercial|Options PPO $8.11 ↓ -61%
United Commercial|All Other Plans $8.11 ↓ -61%
United Commercial|DignityHealthEmployee $8.36 ↓ -59%
Mercy Care Plan Medicare|All Plans $13.52 ↓ -34%
Aetna Medicare|All Plans $13.52 ↓ -34%
Mercy Care Plan Medicaid|All Plans $13.52 ↓ -34%
First Health Medicare|All Plans $13.52 ↓ -34%
BCBS - AZ Medicare|All Plans $13.52 ↓ -34%
Humana Medicare|All Plans $13.52 ↓ -34%
Optum Medicare|OptumCare $13.52 ↓ -34%
Care 1st Medicare|All Plans $13.52 ↓ -34%
United Medicare|Dual Complete $13.52 ↓ -34%
Health Choice Medicare|All Plans $13.52 ↓ -34%
Health Choice Medicaid|All Plans $13.52 ↓ -34%
Cigna Medicare|All Plans $13.52 ↓ -34%
United Medicare|All Other Plans $13.52 ↓ -34%
United Medicaid|All Plans $13.86 ↓ -33%
Optum Medicare|OptumHealth $14.87 ↓ -28%
Optum Commercial|OptumHealth $20.68 ↑ +0%
Cigna Commercial|LifeSource $24.20 ↑ +17%
Other Commercial|NTN $26.40 ↑ +28%
Cigna Commercial|Exchange $28.13 ↑ +36%
LifeTrac Commercial|All Plans $28.60 ↑ +39%
Cigna Commercial|LocalPlus SureFit $30.06 ↑ +46%
Health Net Commercial|Interlink $30.80 ↑ +49%
First Health Commercial|All Plans $30.80 ↑ +49%
MultiPlan Commercial|All Plans $34.76 ↑ +68%
Cigna Commercial|All Other Plans $39.56 ↑ +92%
Aetna Commercial|All Plans $42.54 ↑ +106%
BCBS - AZ Commercial|Workers Comp $44.00 ↑ +113%
BCBS - AZ Commercial|Neighborhood $44.00 ↑ +113%
BCBS - AZ Commercial|MaricopaFocus $44.00 ↑ +113%
BCBS - AZ Commercial|All Other Plans $44.00 ↑ +113%

Visitor-reported prices

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Mayo hvdip HIV 2 antibody at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $16.72 $13.52 – $66.00
Banner Estrella Medical Center Phoenix $21.56 $13.52 – $66.00
Arizona General Hospital Laveen Phoenix $50.16 $8.11 – $178.93
Mercy Gilbert Medical Center Gilbert $13.31 $7.14 – $39.27
Banner University Medical Center Tucson Tucson $18.92 $13.52 – $70.40
Banner University Medical Center South Tucson $11.97 $13.52 – $70.40
Banner Baywood Medical Center Mesa $14.78 $13.52 – $66.00
Banner Behavioral Health Hospital Scottsdale $51.56 $13.52 – $61.60

All Arizona hospitals for this procedure →