Mayo factor viii vw factor multimetric analysis at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$35.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$92.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.63 with United vs $92.00 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Navigate $9.63 ↓ -73%
United Commercial|Options PPO $13.76 ↓ -61%
United Commercial|All Other Plans $13.76 ↓ -61%
United Commercial|DignityHealthEmployee $17.48 ↓ -50%
Mercy Care Plan Medicare|All Plans $22.94 ↓ -35%
Aetna Medicare|All Plans $22.94 ↓ -35%
Mercy Care Plan Medicaid|All Plans $22.94 ↓ -35%
First Health Medicare|All Plans $22.94 ↓ -35%
BCBS - AZ Medicare|All Plans $22.94 ↓ -35%
Humana Medicare|All Plans $22.94 ↓ -35%
Optum Medicare|OptumCare $22.94 ↓ -35%
Care 1st Medicare|All Plans $22.94 ↓ -35%
United Medicare|All Other Plans $22.94 ↓ -35%
United Medicare|Dual Complete $22.94 ↓ -35%
Health Choice Medicare|All Plans $22.94 ↓ -35%
Health Choice Medicaid|All Plans $22.94 ↓ -35%
Cigna Medicare|All Plans $22.94 ↓ -35%
United Medicaid|All Plans $23.51 ↓ -33%
Optum Medicare|OptumHealth $25.23 ↓ -28%
Optum Commercial|OptumHealth $43.24 ↑ +23%
Cigna Commercial|Exchange $47.71 ↑ +36%
Cigna Commercial|LifeSource $50.60 ↑ +44%
Cigna Commercial|LocalPlus SureFit $50.99 ↑ +45%
Other Commercial|NTN $55.20 ↑ +57%
LifeTrac Commercial|All Plans $59.80 ↑ +70%
Health Net Commercial|Interlink $64.40 ↑ +83%
First Health Commercial|All Plans $64.40 ↑ +83%
Cigna Commercial|All Other Plans $67.10 ↑ +91%
Aetna Commercial|All Plans $72.21 ↑ +105%
MultiPlan Commercial|All Plans $72.68 ↑ +107%
BCBS - AZ Commercial|Neighborhood $79.07 ↑ +125%
BCBS - AZ Commercial|MaricopaFocus $79.07 ↑ +125%
BCBS - AZ Commercial|Workers Comp $92.00 ↑ +162%
BCBS - AZ Commercial|All Other Plans $92.00 ↑ +162%

Visitor-reported prices

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Mayo factor viii vw factor multimetric analysis at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $12.63 $22.94 – $51.75
Banner Estrella Medical Center Phoenix $15.59 $22.94 – $51.75
Arizona General Hospital Laveen Phoenix $32.52 $13.76 – $116.02
Mercy Gilbert Medical Center Gilbert $97.55 $12.85 – $70.66
Banner University Medical Center Tucson Tucson $9.45 $22.94 – $55.20
Banner University Medical Center South Tucson $8.97 $22.94 – $55.20
Banner Baywood Medical Center Mesa $31.05 $22.94 – $51.75
Banner Boswell Medical Center Sun City $12.77 $22.94 – $55.20

All Arizona hospitals for this procedure →