Limited autopsy at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,276.27

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,341.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.46 with Cigna vs $2,639.39 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Commercial|Exchange $6.46 ↓ -99%
Cigna Commercial|LocalPlus SureFit $6.91 ↓ -99%
Cigna Commercial|All Other Plans $9.09 ↓ -99%
United Commercial|Navigate $43.60 ↓ -97%
United Commercial|Options PPO $62.28 ↓ -95%
United Commercial|All Other Plans $62.28 ↓ -95%
Aetna Commercial|All Plans $316.99 ↓ -75%
United Commercial|DignityHealthEmployee $634.79 ↓ -50%
Optum Commercial|OptumHealth $1,570.27 ↑ +23%
Cigna Commercial|LifeSource $1,837.55 ↑ +44%
Other Commercial|NTN $2,004.60 ↑ +57%
LifeTrac Commercial|All Plans $2,171.65 ↑ +70%
Health Net Commercial|Interlink $2,338.70 ↑ +83%
First Health Commercial|All Plans $2,338.70 ↑ +83%
MultiPlan Commercial|All Plans $2,639.39 ↑ +107%

Visitor-reported prices

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Limited autopsy at other Arizona hospitals

Hospital City Cash price Negotiated range
Arizona General Hospital Laveen Phoenix $773.11 $9.09 – $2,758.20
Arizona General Hospital Mesa Mesa $833.88 $9.09 – $2,758.20

All Arizona hospitals for this procedure →