Laparoscopy surg colpopexy at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,023.86 with United vs $12,206.14 with Optum — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $1,023.86
Health Choice Medicaid|All Plans $1,023.86
Cigna Commercial|Exchange $3,503.00
Cigna Commercial|LocalPlus SureFit $3,750.00
BCBS - AZ Commercial|MaricopaFocus $3,812.95
BCBS - AZ Commercial|Neighborhood $3,812.95
Cigna Commercial|All Other Plans $4,934.00
BCBS - AZ Commercial|All Other Plans $5,083.94
BCBS - AZ Commercial|Workers Comp $7,534.80
United Medicare|Dual Complete $10,828.50
Care 1st Medicare|All Plans $11,096.49
Humana Medicare|All Plans $11,096.49
Optum Medicare|OptumCare $11,096.49
Aetna Medicare|All Plans $11,096.49
First Health Medicare|All Plans $11,096.49
United Medicare|All Other Plans $11,096.49
Cigna Medicare|All Plans $11,096.49
BCBS - AZ Medicare|All Plans $11,096.49
Health Choice Medicare|All Plans $11,096.49
Mercy Care Plan Medicaid|All Plans $11,096.49
Mercy Care Plan Medicare|All Plans $11,096.49
Devoted Health Medicare|All Plans $11,429.38
Optum Medicare|OptumHealth $12,206.14
Optum Commercial|OptumHealth not published by hospital
Other Commercial|NTN not published by hospital
Health Net Commercial|Interlink not published by hospital
United Commercial|DignityHealthEmployee not published by hospital
Cigna Commercial|LifeSource not published by hospital
MultiPlan Commercial|All Plans not published by hospital
First Health Commercial|All Plans not published by hospital
LifeTrac Commercial|All Plans not published by hospital

Visitor-reported prices

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Laparoscopy surg colpopexy at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix not published $2,044.24 – $6,458.05
Banner Estrella Medical Center Phoenix not published $5,254.47 – $6,458.05
Arizona General Hospital Laveen Phoenix not published $1,023.86 – $11,429.39
Mercy Gilbert Medical Center Gilbert not published $1,023.86 – $11,096.49
Banner University Medical Center Tucson Tucson not published $4,482.89 – $6,458.05
Banner University Medical Center South Tucson not published $3,157.46 – $6,458.05
Banner Baywood Medical Center Mesa not published $5,254.47 – $6,458.05
Banner Boswell Medical Center Sun City not published $4,012.15 – $6,458.05

All Arizona hospitals for this procedure →