IV infusion therapy/prophylaxis/diagnosis initial up to 1 hour at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$510.36

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,336.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$65.44 with Health Choice vs $1,004.88 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Medicaid|All Plans $65.44 ↓ -87%
United Medicaid|All Plans $65.44 ↓ -87%
United Commercial|Navigate $99.00 ↓ -81%
United Commercial|All Other Plans $145.00 ↓ -72%
United Commercial|Options PPO $217.00 ↓ -57%
United Medicare|Dual Complete $219.13 ↓ -57%
BCBS - AZ Medicare|All Plans $224.56 ↓ -56%
Cigna Medicare|All Plans $224.56 ↓ -56%
Aetna Medicare|All Plans $224.56 ↓ -56%
United Medicare|All Other Plans $224.56 ↓ -56%
First Health Medicare|All Plans $224.56 ↓ -56%
Care 1st Medicare|All Plans $224.56 ↓ -56%
Humana Medicare|All Plans $224.56 ↓ -56%
Mercy Care Plan Medicare|All Plans $224.56 ↓ -56%
Optum Medicare|OptumCare $224.56 ↓ -56%
Mercy Care Plan Medicaid|All Plans $224.56 ↓ -56%
Health Choice Medicare|All Plans $224.56 ↓ -56%
Devoted Health Medicare|All Plans $231.30 ↓ -55%
United Commercial|DignityHealthEmployee $241.68 ↓ -53%
Optum Medicare|OptumHealth $247.02 ↓ -52%
BCBS - AZ Commercial|Neighborhood $294.71 ↓ -42%
BCBS - AZ Commercial|MaricopaFocus $294.71 ↓ -42%
BCBS - AZ Commercial|All Other Plans $392.94 ↓ -23%
BCBS - AZ Commercial|Workers Comp $582.37 ↑ +14%
Optum Commercial|OptumHealth $597.84 ↑ +17%
Aetna Commercial|HMO $641.28 ↑ +26%
Aetna Commercial|PPO $641.28 ↑ +26%
Aetna Commercial|All Other Plans $641.28 ↑ +26%
Cigna Commercial|LifeSource $699.60 ↑ +37%
Aetna Commercial|All Plans $750.48 ↑ +47%
Other Commercial|NTN $763.20 ↑ +50%
LifeTrac Commercial|All Plans $826.80 ↑ +62%
First Health Commercial|All Plans $881.76 ↑ +73%
Health Net Commercial|Interlink $890.40 ↑ +74%
MultiPlan Commercial|All Plans $1,004.88 ↑ +97%

Visitor-reported prices

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IV infusion therapy/prophylaxis/diagnosis initial up to 1 hour at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $248.79 $147.54 – $489.75
Banner Estrella Medical Center Phoenix $199.82 $147.54 – $489.75
Arizona General Hospital Laveen Phoenix $209.77 $65.44 – $748.38
Mercy Gilbert Medical Center Gilbert $295.70 $61.74 – $339.57
Banner University Medical Center Tucson Tucson $274.85 $147.54 – $768.80
Banner University Medical Center South Tucson $332.51 $147.54 – $768.80
Banner Baywood Medical Center Mesa $217.45 $147.54 – $489.75
Banner Boswell Medical Center Sun City $143.01 $147.54 – $522.40

All Arizona hospitals for this procedure →