Insj perq vad r hrt venous at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$11,288.10
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$29,550.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$361.55 with Health Choice vs $23,344.50 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Choice | Medicaid|All Plans | $361.55 | ↓ -97% |
| United | Medicaid|All Plans | $361.55 | ↓ -97% |
| Cigna | Commercial|Exchange | $3,503.00 | ↓ -69% |
| Cigna | Commercial|LocalPlus SureFit | $3,750.00 | ↓ -67% |
| Cigna | Commercial|All Other Plans | $4,934.00 | ↓ -56% |
| United | Commercial|DignityHealthEmployee | $5,614.50 | ↓ -50% |
| BCBS - AZ | Commercial|MaricopaFocus | $7,121.40 | ↓ -37% |
| BCBS - AZ | Commercial|Neighborhood | $7,121.40 | ↓ -37% |
| BCBS - AZ | Commercial|All Other Plans | $9,495.20 | ↓ -16% |
| Optum | Commercial|OptumHealth | $13,888.50 | ↑ +23% |
| BCBS - AZ | Commercial|Workers Comp | $14,072.65 | ↑ +25% |
| Cigna | Commercial|LifeSource | $16,252.50 | ↑ +44% |
| Other | Commercial|NTN | $17,730.00 | ↑ +57% |
| LifeTrac | Commercial|All Plans | $19,207.50 | ↑ +70% |
| Health Net | Commercial|Interlink | $20,685.00 | ↑ +83% |
| First Health | Commercial|All Plans | $20,685.00 | ↑ +83% |
| MultiPlan | Commercial|All Plans | $23,344.50 | ↑ +107% |
Visitor-reported prices
Comments
Insj perq vad r hrt venous at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $1,046.43 | $584.60 – $4,640.00 |
| Banner Estrella Medical Center | Phoenix | $1,131.20 | $584.60 – $9,813.71 |
| Arizona General Hospital Laveen | Phoenix | not published | $361.55 – $6,154.45 |
| Banner University Medical Center Tucson | Tucson | $2,105.40 | $808.00 – $8,372.62 |
| Banner University Medical Center South | Tucson | $3,056.60 | $808.00 – $5,897.15 |
| Banner Baywood Medical Center | Mesa | $999.67 | $584.60 – $9,813.71 |
| Banner Boswell Medical Center | Sun City | $844.75 | $584.60 – $7,493.45 |
| Banner Del Webb Medical Center | Sun City West | $932.44 | $584.60 – $4,640.00 |