Insitu hybridization manual at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$273.13
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$715.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$135.28 with United vs $562.48 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Commercial|DignityHealthEmployee | $135.28 | ↓ -50% |
| United | Commercial|Navigate | $143.84 | ↓ -47% |
| United | Medicaid|All Plans | $155.56 | ↓ -43% |
| United | Commercial|Options PPO | $205.49 | ↓ -25% |
| United | Commercial|All Other Plans | $205.49 | ↓ -25% |
| Cigna | Commercial|Exchange | $213.57 | ↓ -22% |
| Cigna | Commercial|LocalPlus SureFit | $228.25 | ↓ -16% |
| BCBS - AZ | Commercial|Neighborhood | $281.83 | ↑ +3% |
| BCBS - AZ | Commercial|MaricopaFocus | $281.83 | ↑ +3% |
| Aetna | Commercial|All Plans | $289.87 | ↑ +6% |
| Cigna | Commercial|All Other Plans | $300.33 | ↑ +10% |
| Optum | Commercial|OptumHealth | $334.64 | ↑ +23% |
| United | Medicare|Dual Complete | $374.14 | ↑ +37% |
| BCBS - AZ | Commercial|All Other Plans | $375.77 | ↑ +38% |
| Health Choice | Medicare|All Plans | $383.40 | ↑ +40% |
| Humana | Medicare|All Plans | $383.40 | ↑ +40% |
| Optum | Medicare|OptumCare | $383.40 | ↑ +40% |
| Care 1st | Medicare|All Plans | $383.40 | ↑ +40% |
| Aetna | Medicare|All Plans | $383.40 | ↑ +40% |
| Mercy Care Plan | Medicare|All Plans | $383.40 | ↑ +40% |
| First Health | Medicare|All Plans | $383.40 | ↑ +40% |
| United | Medicare|All Other Plans | $383.40 | ↑ +40% |
| Mercy Care Plan | Medicaid|All Plans | $383.40 | ↑ +40% |
| Cigna | Medicare|All Plans | $383.40 | ↑ +40% |
| BCBS - AZ | Medicare|All Plans | $383.40 | ↑ +40% |
| Health Choice | Medicaid|All Plans | $383.40 | ↑ +40% |
| Cigna | Commercial|LifeSource | $391.60 | ↑ +43% |
| Optum | Medicare|OptumHealth | $421.74 | ↑ +54% |
| Other | Commercial|NTN | $427.20 | ↑ +56% |
| LifeTrac | Commercial|All Plans | $462.80 | ↑ +69% |
| Health Net | Commercial|Interlink | $498.40 | ↑ +82% |
| First Health | Commercial|All Plans | $498.40 | ↑ +82% |
| BCBS - AZ | Commercial|Workers Comp | $554.51 | ↑ +103% |
| MultiPlan | Commercial|All Plans | $562.48 | ↑ +106% |
Visitor-reported prices
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Insitu hybridization manual at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $211.84 | $109.33 – $632.61 |
| Banner Estrella Medical Center | Phoenix | $188.21 | $183.92 – $632.61 |
| Arizona General Hospital Laveen | Phoenix | $246.41 | $155.56 – $879.10 |
| Mercy Gilbert Medical Center | Gilbert | $377.37 | $155.56 – $1,181.18 |
| Banner University Medical Center Tucson | Tucson | $201.93 | $195.61 – $632.61 |
| Banner University Medical Center South | Tucson | $214.12 | $168.87 – $632.61 |
| Banner Baywood Medical Center | Mesa | $167.64 | $183.92 – $632.61 |
| Banner Boswell Medical Center | Sun City | $166.88 | $183.92 – $632.61 |