Insertion catheter bladder non indwelling at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$194.44

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$509.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.82 with United vs $377.62 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $26.82 ↓ -86%
Health Choice Medicaid|All Plans $26.82 ↓ -86%
United Commercial|DignityHealthEmployee $90.82 ↓ -53%
United Medicare|Dual Complete $134.07 ↓ -31%
Optum Medicare|OptumCare $137.38 ↓ -29%
Care 1st Medicare|All Plans $137.38 ↓ -29%
Aetna Medicare|All Plans $137.38 ↓ -29%
Mercy Care Plan Medicare|All Plans $137.38 ↓ -29%
First Health Medicare|All Plans $137.38 ↓ -29%
Humana Medicare|All Plans $137.38 ↓ -29%
Health Choice Medicare|All Plans $137.38 ↓ -29%
United Medicare|All Other Plans $137.38 ↓ -29%
Mercy Care Plan Medicaid|All Plans $137.38 ↓ -29%
Cigna Medicare|All Plans $137.38 ↓ -29%
BCBS - AZ Medicare|All Plans $137.38 ↓ -29%
Devoted Health Medicare|All Plans $141.50 ↓ -27%
BCBS - AZ Commercial|MaricopaFocus $146.51 ↓ -25%
BCBS - AZ Commercial|Neighborhood $146.51 ↓ -25%
Optum Medicare|OptumHealth $151.12 ↓ -22%
BCBS - AZ Commercial|All Other Plans $195.35 ↑ +0%
Optum Commercial|OptumHealth $224.66 ↑ +16%
Cigna Commercial|LifeSource $262.90 ↑ +35%
Other Commercial|NTN $286.80 ↑ +48%
BCBS - AZ Commercial|Workers Comp $289.52 ↑ +49%
LifeTrac Commercial|All Plans $310.70 ↑ +60%
Connected Care Commercial|Intel $315.48 ↑ +62%
Health Net Commercial|Interlink $334.60 ↑ +72%
First Health Commercial|All Plans $334.60 ↑ +72%
MultiPlan Commercial|All Plans $377.62 ↑ +94%

Visitor-reported prices

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Insertion catheter bladder non indwelling at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $98.42 $63.84 – $226.68
Banner Estrella Medical Center Phoenix $73.53 $66.50 – $226.68
Arizona General Hospital Laveen Phoenix not published $26.82 – $141.51
Banner University Medical Center Tucson Tucson $68.24 $65.80 – $226.68
Banner University Medical Center South Tucson $99.08 $65.80 – $226.68
Banner Baywood Medical Center Mesa $72.96 $63.84 – $226.68
Banner Boswell Medical Center Sun City $54.91 $66.50 – $226.68
Banner Casa Grande Medical Center Casa Grande $52.63 $66.50 – $206.07

All Arizona hospitals for this procedure →