Insert/repl sq defib w/eltrd at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$40,169.21

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$105,155.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$574.69 with Health Choice vs $83,072.45 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Medicaid|All Plans $574.69 ↓ -99%
United Medicaid|All Plans $574.69 ↓ -99%
Cigna Commercial|Exchange $3,503.00 ↓ -91%
Cigna Commercial|LocalPlus SureFit $3,750.00 ↓ -91%
Cigna Commercial|All Other Plans $4,934.00 ↓ -88%
BCBS - AZ Commercial|MaricopaFocus $5,292.14 ↓ -87%
BCBS - AZ Commercial|Neighborhood $5,292.14 ↓ -87%
BCBS - AZ Commercial|All Other Plans $7,056.19 ↓ -82%
BCBS - AZ Commercial|Workers Comp $10,457.84 ↓ -74%
United Commercial|DignityHealthEmployee $19,979.45 ↓ -50%
United Medicare|Dual Complete $33,346.61 ↓ -17%
Care 1st Medicare|All Plans $34,171.87 ↓ -15%
Humana Medicare|All Plans $34,171.87 ↓ -15%
Optum Medicare|OptumCare $34,171.87 ↓ -15%
Aetna Medicare|All Plans $34,171.87 ↓ -15%
First Health Medicare|All Plans $34,171.87 ↓ -15%
United Medicare|All Other Plans $34,171.87 ↓ -15%
Cigna Medicare|All Plans $34,171.87 ↓ -15%
BCBS - AZ Medicare|All Plans $34,171.87 ↓ -15%
Health Choice Medicare|All Plans $34,171.87 ↓ -15%
Mercy Care Plan Medicaid|All Plans $34,171.87 ↓ -15%
Mercy Care Plan Medicare|All Plans $34,171.87 ↓ -15%
Devoted Health Medicare|All Plans $35,197.03 ↓ -12%
Optum Medicare|OptumHealth $37,589.06 ↓ -6%
Optum Commercial|OptumHealth $49,422.85 ↑ +23%
Cigna Commercial|LifeSource $57,835.25 ↑ +44%
Other Commercial|NTN $63,093.00 ↑ +57%
LifeTrac Commercial|All Plans $68,350.75 ↑ +70%
Connected Care Commercial|Intel $69,402.30 ↑ +73%
Health Net Commercial|Interlink $73,608.50 ↑ +83%
First Health Commercial|All Plans $73,608.50 ↑ +83%
MultiPlan Commercial|All Plans $83,072.45 ↑ +107%

Visitor-reported prices

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Insert/repl sq defib w/eltrd at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $5,276.92 $2,837.28 – $56,383.59
Banner Estrella Medical Center Phoenix $5,704.38 $4,018.00 – $56,383.59
Arizona General Hospital Laveen Phoenix not published $574.69 – $35,197.03
Mercy Gilbert Medical Center Gilbert $21,536.07 $574.69 – $67,409.65
Banner University Medical Center Tucson Tucson $15,429.68 $3,243.00 – $56,383.59
Banner University Medical Center South Tucson $22,400.66 $3,243.00 – $56,383.59
Banner Baywood Medical Center Mesa $5,041.08 $4,018.00 – $56,383.59
Banner Boswell Medical Center Sun City $4,259.86 $4,018.00 – $56,383.59

All Arizona hospitals for this procedure →