Ins/rpl ldless pm right vent w img & eval at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$28,301.62

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$74,088.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$490.29 with Health Choice vs $58,529.52 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Medicaid|All Plans $490.29 ↓ -98%
United Medicaid|All Plans $490.29 ↓ -98%
Cigna Commercial|Exchange $3,503.00 ↓ -88%
Cigna Commercial|LocalPlus SureFit $3,750.00 ↓ -87%
Cigna Commercial|All Other Plans $4,934.00 ↓ -83%
BCBS - AZ Commercial|MaricopaFocus $5,292.14 ↓ -81%
BCBS - AZ Commercial|Neighborhood $5,292.14 ↓ -81%
BCBS - AZ Commercial|All Other Plans $7,056.19 ↓ -75%
BCBS - AZ Commercial|Workers Comp $10,457.84 ↓ -63%
United Commercial|DignityHealthEmployee $14,076.72 ↓ -50%
United Medicare|Dual Complete $19,835.53 ↓ -30%
Care 1st Medicare|All Plans $20,326.42 ↓ -28%
Humana Medicare|All Plans $20,326.42 ↓ -28%
Optum Medicare|OptumCare $20,326.42 ↓ -28%
Aetna Medicare|All Plans $20,326.42 ↓ -28%
First Health Medicare|All Plans $20,326.42 ↓ -28%
United Medicare|All Other Plans $20,326.42 ↓ -28%
Cigna Medicare|All Plans $20,326.42 ↓ -28%
BCBS - AZ Medicare|All Plans $20,326.42 ↓ -28%
Health Choice Medicare|All Plans $20,326.42 ↓ -28%
Mercy Care Plan Medicaid|All Plans $20,326.42 ↓ -28%
Mercy Care Plan Medicare|All Plans $20,326.42 ↓ -28%
Devoted Health Medicare|All Plans $20,936.21 ↓ -26%
Optum Medicare|OptumHealth $22,359.06 ↓ -21%
Optum Commercial|OptumHealth $34,821.36 ↑ +23%
Cigna Commercial|LifeSource $40,748.40 ↑ +44%
Other Commercial|NTN $44,452.80 ↑ +57%
LifeTrac Commercial|All Plans $48,157.20 ↑ +70%
Health Net Commercial|Interlink $51,861.60 ↑ +83%
First Health Commercial|All Plans $51,861.60 ↑ +83%
MultiPlan Commercial|All Plans $58,529.52 ↑ +107%

Visitor-reported prices

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Ins/rpl ldless pm right vent w img & eval at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $8,015.62 $2,837.28 – $33,538.59
Banner Estrella Medical Center Phoenix $8,664.93 $4,018.00 – $33,538.59
Arizona General Hospital Laveen Phoenix not published $490.29 – $20,936.22
Banner University Medical Center Tucson Tucson $9,120.74 $3,243.00 – $33,538.59
Banner University Medical Center South Tucson $13,241.40 $3,243.00 – $33,538.59
Banner Baywood Medical Center Mesa $7,657.38 $4,018.00 – $33,538.59
Banner Boswell Medical Center Sun City $6,470.71 $4,018.00 – $33,538.59
Banner Del Webb Medical Center Sun City West $7,142.41 $2,837.28 – $33,538.59

All Arizona hospitals for this procedure →