Initiation & management bipap/cpap initial day at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$352.21

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$922.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$38.62 with Health Choice vs $728.38 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Medicaid|All Plans $38.62 ↓ -89%
United Medicaid|All Plans $38.62 ↓ -89%
BCBS - AZ Commercial|MaricopaFocus $158.73 ↓ -55%
BCBS - AZ Commercial|Neighborhood $158.73 ↓ -55%
United Commercial|DignityHealthEmployee $175.18 ↓ -50%
United Medicare|Dual Complete $211.54 ↓ -40%
BCBS - AZ Commercial|All Other Plans $211.64 ↓ -40%
Health Choice Medicare|All Plans $216.78 ↓ -38%
Humana Medicare|All Plans $216.78 ↓ -38%
Optum Medicare|OptumCare $216.78 ↓ -38%
Care 1st Medicare|All Plans $216.78 ↓ -38%
Aetna Medicare|All Plans $216.78 ↓ -38%
Mercy Care Plan Medicare|All Plans $216.78 ↓ -38%
First Health Medicare|All Plans $216.78 ↓ -38%
United Medicare|All Other Plans $216.78 ↓ -38%
Mercy Care Plan Medicaid|All Plans $216.78 ↓ -38%
Cigna Medicare|All Plans $216.78 ↓ -38%
BCBS - AZ Medicare|All Plans $216.78 ↓ -38%
Devoted Health Medicare|All Plans $223.28 ↓ -37%
Optum Medicare|OptumHealth $238.46 ↓ -32%
Cigna Commercial|Exchange $267.38 ↓ -24%
Cigna Commercial|LocalPlus SureFit $285.82 ↓ -19%
BCBS - AZ Commercial|Workers Comp $313.67 ↓ -11%
Cigna Commercial|All Other Plans $378.02 ↑ +7%
Optum Commercial|OptumHealth $433.34 ↑ +23%
United Commercial|Navigate $444.00 ↑ +26%
Cigna Commercial|LifeSource $507.10 ↑ +44%
United Commercial|All Other Plans $521.00 ↑ +48%
United Commercial|Options PPO $545.00 ↑ +55%
Other Commercial|NTN $553.20 ↑ +57%
LifeTrac Commercial|All Plans $599.30 ↑ +70%
First Health Commercial|All Plans $608.52 ↑ +73%
Health Net Commercial|Interlink $645.40 ↑ +83%
MultiPlan Commercial|All Plans $728.38 ↑ +107%

Visitor-reported prices

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Initiation & management bipap/cpap initial day at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $281.49 $85.10 – $1,088.25
Banner Estrella Medical Center Phoenix $284.40 $136.21 – $1,088.25
Arizona General Hospital Laveen Phoenix $441.06 $38.62 – $1,494.30
Mercy Gilbert Medical Center Gilbert $234.20 $38.62 – $733.04
Banner University Medical Center Tucson Tucson $339.28 $136.21 – $1,324.00
Banner University Medical Center South Tucson $339.28 $131.44 – $1,324.00
Banner Baywood Medical Center Mesa $335.18 $136.21 – $1,088.25
Banner Boswell Medical Center Sun City $298.91 $136.21 – $1,160.80

All Arizona hospitals for this procedure →