Infect ag if legionella pneumophila at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$28.27

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$74.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.55 with United vs $74.00 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Navigate $6.55 ↓ -77%
United Commercial|Options PPO $9.36 ↓ -67%
United Commercial|All Other Plans $9.36 ↓ -67%
United Commercial|DignityHealthEmployee $14.06 ↓ -50%
Mercy Care Plan Medicare|All Plans $15.60 ↓ -45%
Aetna Medicare|All Plans $15.60 ↓ -45%
Mercy Care Plan Medicaid|All Plans $15.60 ↓ -45%
First Health Medicare|All Plans $15.60 ↓ -45%
BCBS - AZ Medicare|All Plans $15.60 ↓ -45%
Humana Medicare|All Plans $15.60 ↓ -45%
Optum Medicare|OptumCare $15.60 ↓ -45%
Care 1st Medicare|All Plans $15.60 ↓ -45%
United Medicare|All Other Plans $15.60 ↓ -45%
United Medicare|Dual Complete $15.60 ↓ -45%
Health Choice Medicare|All Plans $15.60 ↓ -45%
Health Choice Medicaid|All Plans $15.60 ↓ -45%
Cigna Medicare|All Plans $15.60 ↓ -45%
United Medicaid|All Plans $15.99 ↓ -43%
Optum Medicare|OptumHealth $17.16 ↓ -39%
Cigna Commercial|Exchange $32.45 ↑ +15%
Cigna Commercial|LocalPlus SureFit $34.68 ↑ +23%
Optum Commercial|OptumHealth $34.78 ↑ +23%
Cigna Commercial|LifeSource $40.70 ↑ +44%
Other Commercial|NTN $44.40 ↑ +57%
Cigna Commercial|All Other Plans $45.63 ↑ +61%
LifeTrac Commercial|All Plans $48.10 ↑ +70%
Aetna Commercial|All Plans $49.11 ↑ +74%
Health Net Commercial|Interlink $51.80 ↑ +83%
First Health Commercial|All Plans $51.80 ↑ +83%
BCBS - AZ Commercial|MaricopaFocus $53.79 ↑ +90%
BCBS - AZ Commercial|Neighborhood $53.79 ↑ +90%
MultiPlan Commercial|All Plans $58.46 ↑ +107%
BCBS - AZ Commercial|All Other Plans $71.71 ↑ +154%
BCBS - AZ Commercial|Workers Comp $74.00 ↑ +162%

Visitor-reported prices

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Infect ag if legionella pneumophila at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $10.39 $15.60 – $35.25
Banner Estrella Medical Center Phoenix $12.74 $15.60 – $35.25
Arizona General Hospital Laveen Phoenix $16.95 $9.36 – $75.94
Mercy Gilbert Medical Center Gilbert $15.36 $8.74 – $48.05
Banner University Medical Center Tucson Tucson $11.00 $15.60 – $37.60
Banner University Medical Center South Tucson $7.85 $15.60 – $37.60
Banner Baywood Medical Center Mesa $10.48 $15.60 – $35.25
Banner Boswell Medical Center Sun City $8.55 $15.60 – $37.60

All Arizona hospitals for this procedure →