Incision of windpipe at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$8,938.04
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$23,398.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,007.41 with United vs $18,484.42 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|All Plans | $1,007.41 | ↓ -89% |
| Health Choice | Medicaid|All Plans | $1,007.41 | ↓ -89% |
| BCBS - AZ | Commercial|MaricopaFocus | $2,714.71 | ↓ -70% |
| BCBS - AZ | Commercial|Neighborhood | $2,714.71 | ↓ -70% |
| Cigna | Commercial|Exchange | $3,503.00 | ↓ -61% |
| BCBS - AZ | Commercial|All Other Plans | $3,619.62 | ↓ -60% |
| Cigna | Commercial|LocalPlus SureFit | $3,750.00 | ↓ -58% |
| United | Commercial|DignityHealthEmployee | $4,445.62 | ↓ -50% |
| Cigna | Commercial|All Other Plans | $4,934.00 | ↓ -45% |
| BCBS - AZ | Commercial|Workers Comp | $5,364.56 | ↓ -40% |
| United | Medicare|Dual Complete | $6,152.76 | ↓ -31% |
| Care 1st | Medicare|All Plans | $6,305.03 | ↓ -29% |
| Humana | Medicare|All Plans | $6,305.03 | ↓ -29% |
| Optum | Medicare|OptumCare | $6,305.03 | ↓ -29% |
| Aetna | Medicare|All Plans | $6,305.03 | ↓ -29% |
| First Health | Medicare|All Plans | $6,305.03 | ↓ -29% |
| United | Medicare|All Other Plans | $6,305.03 | ↓ -29% |
| Cigna | Medicare|All Plans | $6,305.03 | ↓ -29% |
| BCBS - AZ | Medicare|All Plans | $6,305.03 | ↓ -29% |
| Health Choice | Medicare|All Plans | $6,305.03 | ↓ -29% |
| Mercy Care Plan | Medicaid|All Plans | $6,305.03 | ↓ -29% |
| Mercy Care Plan | Medicare|All Plans | $6,305.03 | ↓ -29% |
| Devoted Health | Medicare|All Plans | $6,494.18 | ↓ -27% |
| Optum | Medicare|OptumHealth | $6,935.53 | ↓ -22% |
| Optum | Commercial|OptumHealth | $10,997.06 | ↑ +23% |
| Cigna | Commercial|LifeSource | $12,868.90 | ↑ +44% |
| Other | Commercial|NTN | $14,038.80 | ↑ +57% |
| LifeTrac | Commercial|All Plans | $15,208.70 | ↑ +70% |
| Health Net | Commercial|Interlink | $16,378.60 | ↑ +83% |
| First Health | Commercial|All Plans | $16,378.60 | ↑ +83% |
| MultiPlan | Commercial|All Plans | $18,484.42 | ↑ +107% |
Visitor-reported prices
Comments
Incision of windpipe at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Arizona General Hospital Laveen | Phoenix | not published | $1,007.41 – $6,494.19 |
| Mercy Gilbert Medical Center | Gilbert | $3,664.67 | $1,007.41 – $11,470.69 |
| Chandler Regional Medical Center | Chandler | $3,992.40 | $906.85 – $12,513.48 |
| Banner Gateway Medical Center | Gilbert | not published | $3,687.39 – $3,741.03 |
| Yavapai Regional Medical Center (East) | Prescott | not published | $1,007.41 – $6,683.34 |
| Arizona General Hospital Mesa | Mesa | not published | $1,007.41 – $6,494.19 |